CSP Approved via “Your Offers”

[JimmyWayne]

I’ve had the Chase Freedom since February this year. I’ve noticed for a few months now I have the “Your offers” page on my menu. I had one for the CSP, FU, Slate, and a Mortgage offer. Last night, I looked on the CSP offer and it presented a set APR of 16.99 and only asked for my income info. I entered it in and received the 30 day message. I called lending this morning and they transferred me to verification. I am approved with 5K SL and 16.99 APR. They pulled TU and currently I am at 670 with 14 inquiries and way over 5/24. I’m at 8/24 right now. 

[kilroy8]

Congrats! Did you get the 50K points with $4K spend bonus?

[Anonymous]

Congrats!  Fantastic card and you're in the 600s so great data point!

Any idea how many months after you accepted your FU that the offers started showing up?  I saw a lot of data points saying 6 months so August or so?

[JimmyWayne]

I did get the 50k/$4k offer. 

August seems about right. 

I’m pretty excited. This is my highest SL yet and lowest APR. Thank you, Chase. Lol

[Anonymous]

I accepted my FU offer in May 2017 so the 6th month is November but I haven't gotten new offers yet, booo.  Hoping it'll happen soon, I really want the CSR (I spend more in travel than anything else) but I'd accept the CSP and try to PC it in a year.  Same SUB and everything.

[SouthJamaica]

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@JimmyWayne wrote:

I’ve had the Chase Freedom since February this year. I’ve noticed for a few months now I have the “Your offers” page on my menu. I had one for the CSP, FU, Slate, and a Mortgage offer. Last night, I looked on the CSP offer and it presented a set APR of 16.99 and only asked for my income info. I entered it in and received the 30 day message. I called lending this morning and they transferred me to verification. I am approved with 5K SL and 16.99 APR. They pulled TU and currently I am at 670 with 14 inquiries and way over 5/24. I’m at 8/24 right now. 

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I'm so envious. All they ever 'offer' me is a free credit card terminal and points if I refer someone to their credit cards

[Anonymous]

Me, too.

27 weeks of seeing that junk.  I was hoping at 6 months to see the offers change since my FICO TU is up 50 points!

[Anonymous]

Haha, all I get offered are referral bonuses also.

I really think the permanent opt out I did 10 years ago has screwed me for prescreened offers even though I’ve since opted back in. I guess that means I’m waiting until I’m back down to 4/24. I’m in it for the long haul.

[Anonymous]

Congrats!!!
Did they only pull TU? What state are you in?

[Anonymous]

Congratulations! Welcome to CSP!