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Cap1 QS- Finally Growing!

Auto Loans for ANY Credit Situation. Immediate Response.
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Regular Contributor

Re: Cap1 QS- Finally Growing!

Congrats on the CLI, credit steps cards from Cap 1 are just like that from what I've read. It's one of those cards that supposedly wont grow too much. But no harm in trying. Best of luck,cheers!

Discover 22K ---------------------------- Credit Union MC 12K
Cap1 QS 10K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 22K
2 Installment loans:
Auto 15K / 39K ---------- Auto 28K / 39K
Vantage 3.0: TU:734 EQ: 730 10-15-19
Ch. 7 DC 12/2014
Message 11 of 18
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Frequent Contributor

Re: Cap1 QS- Finally Growing!

Congrats!

Message 12 of 18
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Frequent Contributor

Re: Cap1 QS- Finally Growing!

Thanks everyone Smiley Happy perhaps their system is actually that far behind it just now triggered CLI offer from September spending? Will experiment.

Kohl's $3K | Cap1 QS $2.5K | Target Redcard $1.8K | Citi DC $6.4K | Amex BCE $1K | Dick's ScoreRewards MC 10K | Amex ED $4.2K | Amex Schwab Platinum NPSL | Amex Schwab Investor 3K | Rakuten 2K | WF CashWise VS $9K | Discover IT $4.8K | Disco IT Miles (#2) 2K | Citizen's Bank Cashback Plus WMC $9.7K | Fidelity Rewards VS $5K | USBank Cash+ VS $5K | Cap1 VentureOne 16K | BBT Spectrum Cash Rewards VS 7.5K | BBT Cash Rewards #2 4.5K | BBT Bright 5K | BBVA ClearPoints 7.5K | PNC Cash Rewards 6K | EX 725 | TU 734 | EQ 720
Business Credit ~ Amex BBP 4.8K | Amex BBC 15K | Amex Biz Gold NPSL | Amex Biz Green NPSL | US Bank Biz Cash 3K
Message 13 of 18
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Frequent Contributor

Re: Cap1 QS- Finally Growing!

Congratulations!




Starting score - May 2018

January 2020

AAoA - 10 months
Message 14 of 18
Highlighted
Frequent Contributor

Re: Cap1 QS- Finally Growing!

Congrats! Small or not it is still good.



Starting Score: (Nov 13) EQ 650, EXP 750, TU 750
Score: (Aug 2, 2014) EQ 722, EXP 780, TU 777
Score: (Aug 11, 2014) EQ 781, EXP 784, TU 779
Score(Nov 22, 2014) EQ 814, EXP N/A, TU 781
Score(Dec 16, 2017) EQ > 720, EXP ?, TU > 730
Score(Mar 10, 2018) EQ 736, EXP 740, TU 724
Score(Apr 7, 2018) EQ 752, TU 750, EXP 753
Score(Jun 14, 2018) EQ 784, TU 771, EX:777
Score(Feb 20, 2019) EQ , TU 713 , EX:
Goal Score: EQ 800, EXP 800, TU 800 | Take the myFICO Fitness Challenge



Message 15 of 18
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Frequent Contributor

Re: Cap1 QS- Finally Growing!

Yes I think so too. From 12+ years to 17 years+ 2 QS and 1 Venture, my CLI painfully increased slowly. Not sure how their rules or algorithms work on CLI even when the faqs listed on their sites. All I know is they want some activities on your accounts at least that is what the reps told me and on the faqs.



Starting Score: (Nov 13) EQ 650, EXP 750, TU 750
Score: (Aug 2, 2014) EQ 722, EXP 780, TU 777
Score: (Aug 11, 2014) EQ 781, EXP 784, TU 779
Score(Nov 22, 2014) EQ 814, EXP N/A, TU 781
Score(Dec 16, 2017) EQ > 720, EXP ?, TU > 730
Score(Mar 10, 2018) EQ 736, EXP 740, TU 724
Score(Apr 7, 2018) EQ 752, TU 750, EXP 753
Score(Jun 14, 2018) EQ 784, TU 771, EX:777
Score(Feb 20, 2019) EQ , TU 713 , EX:
Goal Score: EQ 800, EXP 800, TU 800 | Take the myFICO Fitness Challenge



Message 16 of 18
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Regular Contributor

Re: Cap1 QS- Finally Growing!


@Xatos wrote:

bought 5 sodas


why can't i stop laughing? Smiley LOL Smiley LOL

 

congrats on your cli. and, that's a nice cc stash in your signature.

Message 17 of 18
Frequent Contributor

Re: Cap1 QS- Finally Growing!

Thanks @ cr101 Smiley Happy IDK, its a catch-22, I'd appreciate a CLI, B/C I'd use it more if it had a larger CL, but dont wanna waste spend that would earn more, so it doesn't see much use except a soda to keep it active, so I don't get a CLI, so I don't use it much. *shrug* "It is what it is".

Kohl's $3K | Cap1 QS $2.5K | Target Redcard $1.8K | Citi DC $6.4K | Amex BCE $1K | Dick's ScoreRewards MC 10K | Amex ED $4.2K | Amex Schwab Platinum NPSL | Amex Schwab Investor 3K | Rakuten 2K | WF CashWise VS $9K | Discover IT $4.8K | Disco IT Miles (#2) 2K | Citizen's Bank Cashback Plus WMC $9.7K | Fidelity Rewards VS $5K | USBank Cash+ VS $5K | Cap1 VentureOne 16K | BBT Spectrum Cash Rewards VS 7.5K | BBT Cash Rewards #2 4.5K | BBT Bright 5K | BBVA ClearPoints 7.5K | PNC Cash Rewards 6K | EX 725 | TU 734 | EQ 720
Business Credit ~ Amex BBP 4.8K | Amex BBC 15K | Amex Biz Gold NPSL | Amex Biz Green NPSL | US Bank Biz Cash 3K
Message 18 of 18
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