Cap1 and their measly increases

[Anonymous]

I have a 22.5K card, so....

[Anonymous]

---

@Anonymous wrote:

I haven't had much luck with Cap One Luv either - they have been very stingy.  However, Synchrony has been good to me as a rebuilder - $10K in credit over 2 cards in the past 30 days.  My new friend

---

Synchrony has been pretty good to me as well even though I got the 7 - 10 message for their Marvel card. 

[Anonymous]

---

@Anonymous wrote:

Who can figure Cap 1 out. after only 3 statememts i hit luv button today and went fom 1000 to 4500. ( I was like **bleep**) on 3/8 they declined my cli saying my account was to new.

---

Cap1 is just plain weird.

[Anonymous]

---

@Anonymous wrote:

I haven't used my Capital One QS1 in months, and I don't plan on it either.

In 2 years time, I have only gotten a $100 increase. Even though I know I can only get an increase every 6 months, I try every 30 days anyway. Still denied. I don't get it. Still stuck at $600.

I used that card so much, and paid in full ALL THE TIME, never a late payment and still no love from them.

I'll sock drawer the card and never use it again. If they close it, so be it. I have no use for that card whatsoever.

---

I understand your frustration. They only increase every 6 months but as impatient as I am 6 months is too long to wait.

[Anonymous]

---

@Anonymous wrote:
I have a 22.5K card, so....

---

So what?

[krisssmmm]

Are you carrying a balance? If so, are you paying more than your minimums? How about your utilization? I know my mom was only offered $300 for her cli, I thought it was low so I told her not to take it. A few weeks later after paying down more of her balance and they offered $1k.   I also think it may depend on the card, too. My card that started as my rebuilder Platnum doesn't get high limits like my Quicksilver. 

[Anonymous]

I did have a high balance but I paid a large chunk of it down before I applied for the increase. I thought it would help but it didn't.

[Anonymous]

---

@Anonymous wrote:

---

@Anonymous wrote:
I have a 22.5K card, so....

---

So what?

---

So they don't give measly increases..

[Anonymous]

Yes.  I opened new accounts with good limits and combined the ones I could.  Just waiting now to combine my Venture's.  I think it's the only way to get a decent limit out of them.  I just made sure it all went to my oldest card.

[Anonymous]

Looking back at my last few months with my Cap One Platinum, I ran over $1000 through the card each month with a minimum of 20 swipes on it per month (usually close to 30, or 1 per day on average) and I would PIF or let it report less than 1%.  Have had the card for 13 months and have used it like this the majority of the time.  Having only received two $500 CLI's, to me, is a slap in the face considering how much usage I've given it.