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CapOne, Comenity, and Barclays

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fedxboy
Established Contributor

CapOne, Comenity, and Barclays

Looks like I can't get the US Airways Premier MC, as I tried to recon this morning and it was  NO -- not even with moving a credit line over from my Barclays Rewards WMC with a limit of $9500, as they cited they wanted to see more history and it's going to be 6 months by next week.  Also, she didn't like the balances that I'm carrying although, nothing is over 40% on any card and I'm currently at 9% overal utilization and my AAOA is 4.9 months.  Furthermore, every card with a balance is on a 0% till 2016.  OH well, I'm not used to reconning -- actually my 1st time and perhaps, she didn't like my answers.

 

      So, feeling bitterSmiley EmbarassedSmiley Mad................I app'd for the CapOne QuickSilver and also for a Comenity Credo Visa -- ewww  ( I had a pre-approval sitting on my desk).  Filled out both apps in different tabs and hit submit 1 after the other, well CapOne first.

 

Both instantly approved and now I guess i feel better, although I really wanted that Barclay's Mastercard with US AIR  Smiley Sad  and nothing else.

 

 

1. CapOne QuickSilver instantly approved for 10k @ 17.90

2. Comenity Credo VS  instantly approved for 5k   @ 24.90  ugh

 

 

 

* On a side note, I guess I'll be getting a JetBlue Mastercard from Barclay's when my JetBlue Amex ceases to exist



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 1 of 7
6 REPLIES 6
uswala
Senior Contributor

Re: CapOne, Comenity, and Barclays


Congrats on the approvals!

Message 2 of 7
gdale6
Moderator Emeritus

Re: CapOne, Comenity, and Barclays

Gotta love these UWs who think 9% util is too much, why bother to issue credit cards at all under that scenario if you dont want anyone to use them. This is what the system is today, not too long ago you could actually keep every card at the CL without any problem at all. Anyway rant over, congrats to your new card approvals OP Smiley Happy

Message 3 of 7
OffToBetterStart
Valued Member

Re: CapOne, Comenity, and Barclays

Congrats Wtg !!

NFCU Cash Rewards $10,000 -Cap 1 Venture $10,750 - Care Credit $7,000 - Cap 1 Quicksilver $5,000 - Cap 1 Venture 1 $5,000 - Barclays Arrival $6,150 - Barclay Rewards $3,190 -Cap 1 Quicksilver $6,000 - Walmart $700
BK7 Discharge 1/04/2013
Current Scores EX (657) EQ (671) TU (644)
Message 4 of 7
Anonymous
Not applicable

Re: CapOne, Comenity, and Barclays

Congratulations!

Message 5 of 7
DeadlyPersona
Frequent Contributor

Re: CapOne, Comenity, and Barclays

Congratulations!  I had never heard of Credo until I read your post......it reads like a worthy organization.

Message 6 of 7
b_diddy
Established Contributor

Re: CapOne, Comenity, and Barclays

Congrats on the 2 approvals!

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 7 of 7
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