So my plan was to get a new CapOne Venture card after I closed on my house in September. I got caught up in all the hubub of the closing and work and everything, I forgot to pay my current CapOne card on time, but did not realize it. I had a pre-approval, applied, and got denied due to the late payment. I was so mad at myself. I paid that day. I waited until a week later after payment cleared, applied again and got denied due to "recent late payment".
So I waited until this month, one month and a couple days after I cleared up the late payment, and got approved for 20k!
I have high credit scores and suitable income.
I thought this was interesting with the late payment I was hoping that giving it a month would put me back in the clear, and I was right!
Denied for Venture due to late payment.
Approved after a month went by.
9 HP? You really wanted that card! Lol Congrats on your approval!
Congrats on the new card! And glad they forgave quickly!!! Now, enjoy that new card and CL!
A lot of Cap One bashing on this board, but they have always treated me well.
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Congrats! I'm often one of those CapOne bashers (not a single CLI on any card in 20 years, no lates ever on anything, only lender to have turned me down for a new card in years, etc...), but sounds like they are treating you right! Thanks for your service, also.