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So my plan was to get a new CapOne Venture card after I closed on my house in September. I got caught up in all the hubub of the closing and work and everything, I forgot to pay my current CapOne card on time, but did not realize it. I had a pre-approval, applied, and got denied due to the late payment. I was so mad at myself. I paid that day. I waited until a week later after payment cleared, applied again and got denied due to "recent late payment".
So I waited until this month, one month and a couple days after I cleared up the late payment, and got approved for 20k!
I have high credit scores and suitable income.
I thought this was interesting with the late payment I was hoping that giving it a month would put me back in the clear, and I was right!
Highlights:
Denied for Venture due to late payment.
Approved after a month went by.
Wow they sure forgave you quick. Congrats!
9 HP? You really wanted that card! Lol Congrats on your approval!
Congrats on the new card! And glad they forgave quickly!!! Now, enjoy that new card and CL!
A lot of Cap One bashing on this board, but they have always treated me well.
Congrats OP!
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
Congrats! I'm often one of those CapOne bashers (not a single CLI on any card in 20 years, no lates ever on anything, only lender to have turned me down for a new card in years, etc...), but sounds like they are treating you right! Thanks for your service, also.
Congrats on your approval, CLI, and recent closing!
WTG!!!!!