@Slabenstein wrote:If you're interested in Amex, I'd grow 6+ more mo's of payment history on your two cards and then start occassionally checking the Amex prequal page so you know when they're comfortable enough w/ your profile to start giving you solid offers.
Thanks! I will do that for sure!
Congratulations on your approval and CLI!
Grats on getting back in the door! Cap-1 is forgiving their stated poliicy is 1 yr post previous CO.
@GrabbedByTheGhoulies wrote:I was just approved for a Capital One Quicksilver with $1000 limit. I'm really surprised because I've burned them in the past. (I was an idiot and was using credit to spend money I didn't have. I'm no longer an idiot.) My Experian FICO 8 is currently 668, which I think is a good recovery after having 7 accounts sent to collections.
I was also approved for an Apple Card a few months ago. They started me out with a $500 limit that I just got increased to $750. (Is that a decent % increase for a first CLI?) I love it because I'm a huge Apple nerd (I still use a Newton MessagePad and have a Macintosh SE on my desk that's as old as I am), but I've been looking to open another card to decrease my overall utilization, and also be a backup card with better cash back than the Apple Card's 1% on non-Apple Pay purchases. Was Quicksilver a good choice? I want to eventually get my foot in the door with American Express, but I'd like my report to show many more months of responsible usage first.
I'm just really excited to be trusted with credit again. I won't screw it up this time!
You are off to a great start on your Apple Card! I started with a $250 limit as my first credit card and it grew over time with consistent spend and SP CLIs. I just got a CLI from $1000 to $3000 and am planning to buy a new iPhone soon.
Congratulations on the approval. I've been with them for a number of years without issues.
@CreditAggie wrote:
You are off to a great start on your Apple Card! I started with a $250 limit as my first credit card and it grew over time with consistent spend and SP CLIs. I just got a CLI from $1000 to $3000 and am planning to buy a new iPhone soon.
Congrats on your CLI(s)! Did any of the new phone announcements in particular today interest you? I was planning on waiting another year, but the iPhone 12 mini does look pretty nice.
@GrabbedByTheGhoulies wrote:
@CreditAggie wrote:
You are off to a great start on your Apple Card! I started with a $250 limit as my first credit card and it grew over time with consistent spend and SP CLIs. I just got a CLI from $1000 to $3000 and am planning to buy a new iPhone soon.Congrats on your CLI(s)! Did any of the new phone announcements in particular today interest you? I was planning on waiting another year, but the iPhone 12 mini does look pretty nice.
The 12 mini is definitely a very interesting phone and I know some people who would like the size of it. I'm looking to upgrade my X to the 12 Pro.