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Capital One Quicksilver - verification (Update: Approved)

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Established Member

Capital One Quicksilver - verification (Update: Approved)

A week ago I applied for the C1 QS card. Got the 7-10 day response. Got a letter today asking for three different pieces of info for verification. Called the number and he asked a few questions to verify my identity. When we were done, he thanked me and said to look for further information in another 7-10 days. He told me I could disregard the letter, but that I should follow any further instructions if I got them in the mail. Do they generally approve on the phone like that or in writing? Am I looking at a denial, I wonder?

 

Thanks! First post here. Really enjoying all the info here! Super helpful!

 

Mod note:  I've updated your subject to reflect your approval; feel free to change/edit if you would like.  --UB

 

Message 1 of 8
7 REPLIES 7
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Established Contributor

Re: Capital One Quicksilver - verification needed

The 7-10 day language with Cap1 seems to always yield an approval. Although, as with any other CC application, it could always go eitherway. If they went out of their way to send you a notice for verification, then it is a good sign that they are considering to give you the card. Best of luck and report back how it all went. 

Fico Scores as of March 2020 TU (739) EX (748) EQ (776)



Message 2 of 8
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Established Member

Re: Capital One Quicksilver - verification needed

Will do. I was hoping they’d approve on the spot. The second waiting period sorta threw me. Thanks for the insight!
Message 3 of 8
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Established Contributor

Re: Capital One Quicksilver - verification needed

Since last year, after the EQ breach, more and more lenders, have tightened up the verification process for credit card applications, lately, there are more pending applications that require verification before an approval. But if you have perused through this forum a bit, you will find that the 7-10 message from Cap 1 is a very good sign. Good luck again.

Fico Scores as of March 2020 TU (739) EX (748) EQ (776)



Message 4 of 8
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Established Member

Re: Capital One Quicksilver - verification needed

Called the automated number today and got the message that I was approved! Now I'm anxious to find out the amount! 

 

Happy Sunday!

Message 5 of 8
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Established Member

Re: Capital One Quicksilver - verification needed

The card came today. It looks so much cooler than the other OLD cards I have! Smiley Happy  5k CL, so I'm excited to BT and get working on some 0 balances!!

Message 6 of 8
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Senior Contributor

Re: Capital One Quicksilver - verification (Update: Approved)

congrats on your approval!


Message 7 of 8
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Established Member

Re: Capital One Quicksilver - verification (Update: Approved)

Major congrats on your approval and CL!

Lowest Known Scores: EQ:548 TU:575 EX:574 March 2018
Starting Scores: EQ:688 TU:710 EX:706 September 2018
Current Scores (12/18/18): EQ:782 TU:798 EX:785 December 2018
Goal Score: 750 across the board by Jan 1, 2019


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