cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One UPGRADE!

Highlighted
Frequent Contributor

Re: Capital One UPGRADE!


@gdale6 wrote:

@vainglorious wrote:

Guys!!!

 

So the 6 months passed for my second QS card (which is ONE), Limit was 1850.  I got the response that they would send mail.  I was stunned because my score is over 700 and my usage is only 6%.  Maybe they're still punishing me for the car payment?  I forlornly tried the Cap1 upgrade link.  I have been trying this link since January with no luck.  To my surprise it offered to replace my ONE with a Venture card!  I didn't like having the ONE card in the first place, me being all high-falutin' and all now with my improved scores, so I went for it.

 

They gave me a 5800 credit limit!

Makes my day.


So you got an upgrade and they raised the limit at the same time? Their policy has always been one or the other every 6 months, would be a change if you got both at the same time.


Maybe in the past, but I don't think that's the case now. I used the secret upgrade page to PC a Platinum to Quicksilver in March 2020. I tried for CLI before and after that. The denial letters never mentioned the PC as a reason. Finally got a small CLI in May. Kept an eye on the upgrade page for further PC eligibility. One popped up in September, which was 6 months after my last PC, but less than 4 months after my CLI. My CLI requests now are being denied as being too soon after my last CLI. 

 

It really seems that the rule now is that we have to wait 6 months between PCs, and 6 months between CLIs, but they are on separate timelines and one doesn't affect the other. At least for me. 

Cool two-fer, OP! Thanks for the DP.


Message 11 of 22
Highlighted
Epic Contributor

Re: Capital One UPGRADE!

Congratulations on your CLI and upgrade!

Message 12 of 22
Highlighted
Moderator

Re: Capital One UPGRADE!


@Curious_George2 wrote:

@gdale6 wrote:

@vainglorious wrote:

Guys!!!

 

So the 6 months passed for my second QS card (which is ONE), Limit was 1850.  I got the response that they would send mail.  I was stunned because my score is over 700 and my usage is only 6%.  Maybe they're still punishing me for the car payment?  I forlornly tried the Cap1 upgrade link.  I have been trying this link since January with no luck.  To my surprise it offered to replace my ONE with a Venture card!  I didn't like having the ONE card in the first place, me being all high-falutin' and all now with my improved scores, so I went for it.

 

They gave me a 5800 credit limit!

Makes my day.


So you got an upgrade and they raised the limit at the same time? Their policy has always been one or the other every 6 months, would be a change if you got both at the same time.


Maybe in the past, but I don't think that's the case now. I used the secret upgrade page to PC a Platinum to Quicksilver in March 2020. I tried for CLI before and after that. The denial letters never mentioned the PC as a reason. Finally got a small CLI in May. Kept an eye on the upgrade page for further PC eligibility. One popped up in September, which was 6 months after my last PC, but less than 4 months after my CLI. My CLI requests now are being denied as being too soon after my last CLI. 

 

It really seems that the rule now is that we have to wait 6 months between PCs, and 6 months between CLIs, but they are on separate timelines and one doesn't affect the other. At least for me. 

Cool two-fer, OP! Thanks for the DP.


Interesting, thx for the info.

 

 

OP: Congrats on your upgrade and CLI Smiley Happy

Message 13 of 22
Highlighted
Regular Contributor

Re: Capital One UPGRADE!


@vainglorious wrote:

Guys!!!

It's been 7 months since I received a CLI on my quicksilver ONE card.

In July I applied for a CLI on my other Quicksilver card (which is not QSOne) that had a 5200 limit.  They gave me only 300, and I was surprised by that.  However, I had taken advantage of delaying a car payment due to COVID, because spouse's income was cut in half temporarily.  I think that factored into the decision.

 

So the 6 months passed for my second QS card (which is ONE), Limit was 1850.  I got the response that they would send mail.  I was stunned because my score is over 700 and my usage is only 6%.  Maybe they're still punishing me for the car payment?  I forlornly tried the Cap1 upgrade link.  I have been trying this link since January with no luck.  To my surprise it offered to replace my ONE with a Venture card!  I didn't like having the ONE card in the first place, me being all high-falutin' and all now with my improved scores, so I went for it.

 

They gave me a 5800 credit limit!

Makes my day.


This actually makes me want to hang on to my QS1 for a little while, just to see if this luck rubs off.

Congrats!

TFCU Plat Visa $12,500 | PenFed Platinum Rewards $10,000 | Synchrony Premier MC $8,000 | NFCU MoreRewards $1,000 | Purdue FCU $5,000 | Capital One BuyPower $750 | Capital One QuickSilverOne $600 | Capital One QuickSilver $1,000 | Merrick Bank $2,700 | Credit One $1,200 | Amazon Prime Card $5,000 | Walmart Store Card $1,400 | B&H Payboo Card $7,500 | Shell Gas Card $1,200 | Overstock Store Card $3,850 | Kohl's Store Card $1,500 | Comenity MasterCard $1,180 | Target RedCard $2,000
Message 14 of 22
Highlighted
Valued Contributor

Re: Capital One UPGRADE!

Upgrade and a CLI...can't do much better than that!  Congratulations!

Message 15 of 22
Highlighted
Community Leader
Super Contributor

Re: Capital One UPGRADE!


@Curious_George2 wrote:

@gdale6 wrote:

@vainglorious wrote:

Guys!!!

 

So the 6 months passed for my second QS card (which is ONE), Limit was 1850.  I got the response that they would send mail.  I was stunned because my score is over 700 and my usage is only 6%.  Maybe they're still punishing me for the car payment?  I forlornly tried the Cap1 upgrade link.  I have been trying this link since January with no luck.  To my surprise it offered to replace my ONE with a Venture card!  I didn't like having the ONE card in the first place, me being all high-falutin' and all now with my improved scores, so I went for it.

 

They gave me a 5800 credit limit!

Makes my day.


So you got an upgrade and they raised the limit at the same time? Their policy has always been one or the other every 6 months, would be a change if you got both at the same time.


Maybe in the past, but I don't think that's the case now. I used the secret upgrade page to PC a Platinum to Quicksilver in March 2020. I tried for CLI before and after that. The denial letters never mentioned the PC as a reason. Finally got a small CLI in May. Kept an eye on the upgrade page for further PC eligibility. One popped up in September, which was 6 months after my last PC, but less than 4 months after my CLI. My CLI requests now are being denied as being too soon after my last CLI. 

 

It really seems that the rule now is that we have to wait 6 months between PCs, and 6 months between CLIs, but they are on separate timelines and one doesn't affect the other. At least for me. 

Cool two-fer, OP! Thanks for the DP.


Now if they could only bring back card combinations.







Message 16 of 22
Highlighted
Contributor

Re: Capital One UPGRADE!

Congrats 




myFICO 8 Scores 10/2020





Message 17 of 22
Highlighted
Super Contributor

Re: Capital One UPGRADE!

Congrats on your Cap1 upgrade !


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>09/2020 CCT EX 818 TU 826 EQ 840

Color me your color, baby
Color me your car
Color me your color, darling
I know who you are
Come up off your color chart
I know where you're comin' from
Call me (call me) on the line
Call me, call me any, anytime
Call me (call me) my love
You can call me any day or night
Call me

Blondie - Call me ( 1978 )
Message 18 of 22
Highlighted
Valued Contributor

Re: Capital One UPGRADE!

Congrats!!!








Message 19 of 22
Highlighted
Regular Contributor

Re: Capital One UPGRADE!


@vainglorious wrote:

Guys!!!

It's been 7 months since I received a CLI on my quicksilver ONE card.

In July I applied for a CLI on my other Quicksilver card (which is not QSOne) that had a 5200 limit.  They gave me only 300, and I was surprised by that.  However, I had taken advantage of delaying a car payment due to COVID, because spouse's income was cut in half temporarily.  I think that factored into the decision.

 

So the 6 months passed for my second QS card (which is ONE), Limit was 1850.  I got the response that they would send mail.  I was stunned because my score is over 700 and my usage is only 6%.  Maybe they're still punishing me for the car payment?  I forlornly tried the Cap1 upgrade link.  I have been trying this link since January with no luck.  To my surprise it offered to replace my ONE with a Venture card!  I didn't like having the ONE card in the first place, me being all high-falutin' and all now with my improved scores, so I went for it.

 

They gave me a 5800 credit limit!

Makes my day.


Congrats! Care to share that upgrade link? 

current scores








Gardening since 9/18/20
Cap1 Qs $500
Citi secured-$300
Gettington-$800
cap1 Walmart-$300
NFCU nreward sec-$300
pledge loan NFCU $300.
Message 20 of 22
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.