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Capital One automatic CLI

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juanjunior99
Valued Member

Capital One automatic CLI

today my quicksilver received a 100$ CLI automatic, my card start how

 

platinum 300$

CLI to 400$ (1000$ requested) at third month

updated to quicksilver, third month

automatic CLI -> 500$.. 5th month

 

what i need wait?

 

automatic CLI every 6 months?, or try request a CLI in 3 months?


Credit Line:

FicoScore:

Credit Age (EX):

Updated: Sep 2022
Message 1 of 11
10 REPLIES 10
blindambition
Senior Contributor

Re: Capital One automatic CLI

Congrats on your autoCLI. A Cap One autoCLI is rare these days. Don't expect another. You will be eligible to ask in 6 months.

Smiley Happy

Message 2 of 11
M_Smart007
Legendary Contributor

Re: Capital One automatic CLI

Congratulations on your Auto CLI

Message 3 of 11
AllZero
Mega Contributor

Re: Capital One automatic CLI

Congratulations on your PCLI!

Message 4 of 11
Anonymous
Not applicable

Re: Capital One automatic CLI


@juanjunior99 wrote:

today my quicksilver received a 100$ CLI automatic, my card start how

 

platinum 300$

CLI to 400$ (1000$ requested) at third month

updated to quicksilver, third month

automatic CLI -> 500$.. 5th month

 

what i need wait?

 

automatic CLI every 6 months?, or try request a CLI in 3 months?


As mentioned above, they only allow requested CLIs every 6 months after being granted one and what you got for the auto-cli was the "credit steps" increase, which are automatic. You requested a portion of your "credit steps" increase early and PCing to QS was a good step, both of which you can do and is common with these this particular starter card.

 

You will likely need to request future CLIs every 6 months (but can request them anytime if you have not been granted one in 6 months until you receive one again) and Cap One is not very giving, especially with bucketed cards, so will likely be $100, if they offer one. Maybe more, but there is no guarantee, as they are a bit stingy! 

 

The "credit steps" and auto CLIs do not count towards the 6 month waiting period, but requesting and getting a CLI will require 6 months before getting another. CapOne likes heavy use/PIF to keep getting them. If you don't use the card/limit much, they are known to not give CLIs.

 

If your scores have improved and (re)built your credit profile further, you may have better luck with a better CL on a second CC with them than growing these starter cards.

Message 5 of 11
cashorcharge
Community Leader
Super Contributor

Re: Capital One automatic CLI

Agreed that Cap1auto-CLi's are rarely seen here!  Congratulations!

Message 6 of 11
CreditAggie
Community Leader
Super Contributor

Re: Capital One automatic CLI

Congratulations on your Capital One CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (October 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 11
coreyb80
Super Contributor

Re: Capital One automatic CLI

Congrats on the CLI!

Message 8 of 11
gdale6
Moderator Emeritus

Re: Capital One automatic CLI

Grats on the auto luv Smiley Happy As already stated you will be eligible to ask for cli in 181 days from previous one.

Message 9 of 11
TSlop
Valued Contributor

Re: Capital One automatic CLI

Congrats on your auto CLI!

Message 10 of 11
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