Capital One credit limit increase. So lame

[Anonymous]

I opened Cap 1 in February 2018 with $300 limit

Just got $200 cli. Lame but rebuilding sucks. It’s my oldest credit card so I just have to wait to get better cards. Can’t wait to get Amex and get rid of the subprime cards..

[ToughFistFight]

We all start somewhere. Dont forget, it's a marathon, not a sprint! CONGRATS on the increase!

[Anonymous]

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@Anonymous wrote:

I opened Cap 1 in February 2018 with $300 limit

Just got $200 cli. Lame but rebuilding sucks. It’s my oldest credit card so I just have to wait to get better cards. Can’t wait to get Amex and get rid of the subprime cards..

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Congrats OP!  I am sure eventually you will be able to build up the trade line.  I remember very well being in the same boat where geting CLIs were non-existent or if they did it was a pity increase.  With time, they will probably warm up to you and get you to the limit you want.

Good luck rebuilding, and stay postive.  You can then get in with some of the other players that may open their doors (and credit limits) wide open!

[Anonymous]

Yes so far my CL is $4037 with my 

Kohl’s $300, Lowe’s $337, BOA $500, PayPal $1500, Cap 1 $500, Credit One $600, Cap 1 quicksilver $300.

Thats enough cards at this point and my scores keep on going up. 

[Anonymous]

COngrats on CLI !!!

[Anonymous]

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@ToughFistFight wrote:
We all start somewhere. Dont forget, it's a marathon, not a sprint! CONGRATS on the increase!

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+1000

[Anonymous]

Capital one cards take along time to grow from what I have read and am now experiencing just like you.

Opened my capital one card last year July 22nd ‘17 it was A platinum with $300 in credit steps, after 5 months I got the $200 to $500, 7 months I converted to qs, a few days ago I got a $500 increase to $1,000.

Gotta also remember CO1 Platinum cards are bucketed and will only grow so much.

[Anonymous]

Congrats on the CLI. Just be thankful for the $200 increase. I've had the Cap 1 GM card for well over 2 years and other than the Credit Steps CLI this thing hasn't budged a dime. Numerous requests have all received the same "Increases are not available for this type of account" response....which I still don't understand.

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@Anonymous

[Anonymous]

Cap 1 must know consumers don’t like them and yet they continue the same practices?

[Brian_Earl_Spilner]

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@Anonymous wrote:
Capital one cards take along time to grow from what I have read and am now experiencing just like you.

Opened my capital one card last year July 22nd ‘17 it was A platinum with $300 in credit steps, after 5 months I got the $200 to $500, 7 months I converted to qs, a few days ago I got a $500 increase to $1,000.

Gotta also remember CO1 Platinum cards are bucketed and will only grow so much.

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Platinum cards are not always bucketed. There are plenty of people here that have been able to grow a $500 line into 10s of thousands. Whether it's bucketed or not depends on how cap1 set up the account and your credit profile during application. Unfortunately, there's no way to tell until you start using it for a while.