Capital One luv button worked!

Bman70 · ‎04-30-2014

Just tried the automatic online CLI request for my Capital One Platinum MasterCard.. It’s a 10 year old card that I've left at its $900 credit line for years. I was surprised that the button instantly returned an approval to up it by $5000. My FICOs average mid/high 700s, still wasn't expecting it. This is the image that comes up when it works..(can't find how to do images in the post, sorry). p.s. I'm new here. I got your back. Shogun

EX 822
TU 834
EQ 820

Anonymous · ‎04-30-2014

Holy SNAP that's a good increase! Congrats!

Kenny · ‎04-30-2014

Awesome!! Great job, bman! Welcome to the forum.. we're glad you decided to join and post!

Take the myFICO Fitness Challenge

SunriseEarth · ‎04-30-2014

Congrats!

NoAnchoviesPlease · ‎04-30-2014

That's a balloon I'd love to see. Maybe in a year, since I just got a whopping $250 CLI.

12/29/2015 669/696/706
01/10/2016 698/711/730 but still to and fro a bit

Climbing to 700 and beyond. It's too cold for gardening.

Shogun · ‎04-30-2014

@Bman70 wrote:
Just tried the automatic online CLI request for my Capital One Platinum MasterCard.. It’s a 10 year old card that I've left at its $900 credit line for years. I was surprised that the button instantly returned an approval to up it by $5000. My FICOs average mid/high 700s, still wasn't expecting it. This is the image that comes up when it works..(can't find how to do images in the post, sorry). p.s. I'm new here. https://www.dropbox.com/s/n6kw7g03vmsezbd/Photo%20Apr%2030%2C%204%2055%2037%20PM.jpg

That's because you can't just post images on the boards, you have to upload them to your album and post them from there.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

-Wade- · ‎04-30-2014

@Bman70 wrote:
Just tried the automatic online CLI request for my Capital One Platinum MasterCard.. It’s a 10 year old card that I've left at its $900 credit line for years. I was surprised that the button instantly returned an approval to up it by $5000. My FICOs average mid/high 700s, still wasn't expecting it. This is the image that comes up when it works..(can't find how to do images in the post, sorry). p.s. I'm new here. https://www.dropbox.com/s/n6kw7g03vmsezbd/Photo%20Apr%2030%2C%204%2055%2037%20PM.jpg

Congrats on your CLI

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

Bman70 · ‎04-30-2014

Thanks guys / girls, nice to be here. Yeah the balloon was a nice touch, kinda felt like a party lol.

My credit behavior the last few years might have helped.. consistently paid large chunks, almost never just the minimum payment. Maybe 1 out of 3 months I'd do the minimum. But I WAS using the card heavily (not in amount but frequency): Typically running it up to ~300ish then paying it down to $20-40 the next month. About every month for the last few years. This can be done with bills you'd pay anyway, like cel phone, or food etc just "laundering" them through the card

p.s. Awesome @Shogun! thanks

EX 822
TU 834
EQ 820

gdale6 · ‎04-30-2014

Great increase, grats

BigBS · ‎04-30-2014

Congrats on the CLI!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M