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Capital One said no :( but CHASE DID NOT!

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Creditplz
Valued Contributor

Capital One said no :( but CHASE DID NOT!

Applied for the Ritz Carlton Visa Infinite and it said 7-10 days on automated Smiley Sad so I said what the heck let me call lending... called and they put me on hold for 30 mins! After they said this isn't handled by us let us transfer you to verification.... after a text code I got a

"congratulations sir you have been approved for $42,000 your welcome package will arrive in 1-2 weeks" HAHHAHA Smiley Happy capital one can keep their venture Smiley Very Happy
Message 1 of 21
20 REPLIES 20
Anonymous
Not applicable

Re: Capital One said no :( but CHASE DID NOT!


@Creditplz wrote:
Applied for the Ritz Carlton Visa Infinite and it said 7-10 days on automated Smiley Sad so I said what the heck let me call lending... called and they put me on hold for 30 mins! After they said this isn't handled by us let us transfer you to verification.... after a text code I got a

"congratulations sir you have been approved for $42,000 your welcome package will arrive in 1-2 weeks" HAHHAHA Smiley Happy capital one can keep their venture Smiley Very Happy

@Creditplz wrote:
Applied for the Ritz Carlton Visa Infinite and it said 7-10 days on automated Smiley Sad so I said what the heck let me call lending... called and they put me on hold for 30 mins! After they said this isn't handled by us let us transfer you to verification.... after a text code I got a

"congratulations sir you have been approved for $42,000 your welcome package will arrive in 1-2 weeks" HAHHAHA Smiley Happy capital one can keep their venture Smiley Very Happy

Wow!!! That's one of the highest CL I've seen for this card.... congrats!!! Which bonus offer did you get?

Message 2 of 21
Creditplz
Valued Contributor

Re: Capital One said no :( but CHASE DID NOT!

2 nights after 4K spend in the first 3 months, right?! I was dancing in my car in traffic Smiley Happy! I'm an AU on a CSP with 46k (DW) maybe they were trying to match it 🤔
Message 3 of 21
Creditplz
Valued Contributor

Re: Capital One said no :( but CHASE DID NOT!

Would the Ritz cc also be considered a "Flexible spending card"?? Like the CSP
Message 4 of 21
CreditInspired
Super Contributor

Re: Capital One said no :( but CHASE DID NOT!

WOW WOW WOW! Awesome approval, creditplz. Definitely a "drop the mic" moment.


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 5 of 21
AverageJoesCredit
Legendary Contributor

Re: Capital One said no :( but CHASE DID NOT!

Wow, very nice,Creditplz Smiley Happy. I dont even think i can count that highSmiley Wink
Message 6 of 21
Loquat
Moderator Emeritus

Re: Capital One said no :( but CHASE DID NOT!

That's one heck of an approval.  Congrats and enjoy that bad boy!

Message 7 of 21
joltdude
Senior Contributor

Re: Capital One said no :( but CHASE DID NOT!

Congrats!

 

I think its really true.. the answer to life, the universe, and everything is ...42... 42K that is.....

 

So where are we going to celebrate....

 

I'd pretty much tell Cap One to go pound sand......

 

-J

 

Message 8 of 21
Creditplz
Valued Contributor

Re: Capital One said no :( but CHASE DID NOT!

Haha thanks everyone! APR is 23% so I'll make sure to never let a dollar carry 😂, and we are going to the Ritz in a few months after I get that sign up Smiley Happy! Hahaha
Message 9 of 21
Anonymous
Not applicable

Re: Capital One said no :( but CHASE DID NOT!

phewww 42k is big congrats!

Message 10 of 21
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