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Chase CLI approved (auto + req)

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credit_economist
Established Member

Chase CLI approved (auto + req)

Pleased to share that Chase has approved my CLI for both of my existing CCs with them! Smiley Happy

  • Chase Freedom Unlimited Visa (AoA 4 years 5 months): approved CLI by request (no specific amount requested) from $6.7K to $8K. This was my 1st CLI for this card.
  • Chase Freedom Flex Mastercard (AoA 6 months): approved CLI automatically from $7.5 to $11.6K. This was my 1st CLI for this card, of course.

 

I find it interesting that my older CC (Freedom Unlimited) never got an automatic CLI, while the new CC (Freedom Flex) got it immediately in the first 6 months! Anyone else have a similar experience with Chase?

 

My current stats for reference:

  • CS: [FICO 8] 753 EX, 766 EQ, 774 TU
  • TCL: $50K (I guess with the above updates this will soon be updated to $54.4K)
  • CCs: 5 active (Amex Cash Magnet, Chase Freedom Unlimited Visa, Chase Freedom Flex Mastercard, TD Cash Rewards Visa,  TJX Rewards Platinum Mastercard), 2 closed due to inactivity (TD Cash Rewards Visa, Discover It Cash Back)
  • Payment history: Exceptional (100% accounts always paid as agreed)
  • Amount of debt: Exceptional (2% UTIL)
  • Length of credit history: Fair (AAoA 3 years, 3 months; AoOA: 6 years, 2 months)
  • Amount of new credit: Fair (Age of Most Recent Account 5 months; Number of Recent Inquiries 3)
  • Credit mix: Exceptional (7 Revolving Accounts / 7 Bank-Issued CC Accounts)

[Mar. 2024]

Starting Score: 753
Current Score: 750
Goal Score: 800


Take the myFICO Fitness Challenge
10 REPLIES 10
Blender
Established Contributor

Re: Chase CLI approved (auto + req)

Congrats on your CLIs!

 

It seems Chase has shifted to a pre-determined amount for CLIs. I also was not asked what I'd like the new credit line to be when I called a few days ago.

10/2024


Message 2 of 11
NoMoreDebt
Senior Contributor

Re: Chase CLI approved (auto + req)

Congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $25,000 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $5000 CL/AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 3 of 11
Rdbeetle
Valued Contributor

Re: Chase CLI approved (auto + req)

Congrats on your two CLIs!!!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
AMEX BCE $1k
FICO 8 Scores: EQ 809 I EX 793 I TU 805
Message 4 of 11
credit_economist
Established Member

Re: Chase CLI approved (auto + req)

Thank you everyone!

 

It feels extra good to get these CLIs from Chase considering just 5 years ago when I was just starting to build my credit, Chase wouldn't give me a CC, period. And now with these CLIs they have officially become the biggest portion of my TCL! What a difference time makes. Smiley Happy

 

I just wanted to add, for anyone wondering, if it wasn't clear from my original post, the order of these CLIs was auto CLI, followed by requested CLI - so I first noticed that I had been given the impressive automatic CLI on my new Chase Freedom Flex (I didn't even get an email from Chase about this, nothing, I literally just noticed it one day this week in my account), and then I figured I may as well try to request the CLI on my older Chase Freedom Unlimited.


[Mar. 2024]

Starting Score: 753
Current Score: 750
Goal Score: 800


Take the myFICO Fitness Challenge
Message 5 of 11
Traveler101
Established Contributor

Re: Chase CLI approved (auto + req)

Congratulations 🎊 

Message 6 of 11
CorpCrMgr1
Valued Contributor

Re: Chase CLI approved (auto + req)

Congratulations on your CLI!!

Message 7 of 11
nytokyobred79
Valued Contributor

Re: Chase CLI approved (auto + req)

Congrats on your successful cli

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $211, 000 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 8 of 11
BigBS
Senior Contributor

Re: Chase CLI approved (auto + req)

Congrats on the CLI!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 9 of 11
gorgon
Established Contributor

Re: Chase CLI approved (auto + req)

Congrats on your CLIs

Message 10 of 11
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