Chase CLI on old card with app for a new card possible?

[Anonymous]

I just got approved for the Chase Sapphire Preferred and the credit limit was something ridiculous (edit: >10K), meanwhile I have been stuck with $1500 on my Freedom for two years now. So I called in and see whether I can get a CLI on the Freedom using the same pull for the CSP. Well, no dice, but I am wondering if anyone pulls off something similar?

Obviously I can move some limit from the CSP to the Freedom, but that's somewhat frivolous...

[LisaJ]

I got a CLI from a low amount (under 1500) to 7.5k the same day I got my CSP. I got pulled from both EQ and EX, but worth it.

Less than 5 months later, I got CLI doubled on CSP the same day I got approved for Ink.

Did you recon?

[myjourney]

Sounds like a recon to me and congrats

[Anonymous]

I called the backdoor line to verify my infor for CSP. I had actually talked to two people asking whether it is possible to get a CLI on the Freedom card without a second pull - no dice. Maybe I will just bite the bullet and take the hit of the pull.

[FinStar]

---

@Anonymous wrote:

I called the backdoor line to verify my infor for CSP. I had actually talked to two people asking whether it is possible to get a CLI on the Freedom card without a second pull - no dice. Maybe I will just bite the bullet and take the hit of the pull.

---

Sorry but Chase will not bend no matter how you try to game them via the reconsideration line.  They have established policies for each product.  If you want a CLI on the other card, then take the HP (or move your credit lines around).  Some financial institutuions may allow "piggybacking" while others do not.  From a score perspective, sure there will be a nominal hit (depending on your file) but as with anything, it will fade over time and eventually falls off in 2yrs.

[migliogiorni]

+1

[Lambo23]

I plan on getting a csp eventually. Is it smart to ask for a CLI on my freedom before I app for csp? Incase I'm denied the csp? I feel like if I get denied for the csp then they def won't CLI my freedom. Lol

[FinStar]

---

@Lambo23 wrote:
I plan on getting a csp eventually. Is it smart to ask for a CLI on my freedom before I app for csp? Incase I'm denied the csp? I feel like if I get denied for the csp then they def won't CLI my freedom. Lol

---

It all readlly depends on your overall profile.  As you know, the CSP is well-sought after and minimum CL is $5K.  If your credit file does not have any newly opened tradelines, fairly low inquiries/utilization, no recent derogatory information (> 2 yrs) and scores are north of 700, then the only way to know for sure is when you apply.

As a hypothetical scenario, if your profile is excellent and qualify for $8K+ on the CSP (just throwing a random CL number), you can always shift a portion of your CSP CL to your Freedom thereby avoiding another HP if you still desired a CLI.  Again, this is just a hypothetical scenario and would largely depend on your current credit profile.