Chase Freedom Unlimited - Approval

[Banerna]

Congrats on your approval!  👍🏼

[Anonymous]

Congratulations!

[Anonymous]

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@Banerna wrote:

Congrats on your approval!  👍🏼

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Thanks!

[Anonymous]

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@Anonymous wrote:

Congratulations!

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Thankyou! Was worth the wait.

[gen_zod]

Congratulations 🎈🎊🎉. Chase CF or CSP is my first app I'm going to do in 12 months. Headed to the Garden after my 2nd NFCU card! 

[Anonymous]

Hey I see that you said that you were mistaken with the $500 actually being the "SUB." Could you explain to me what that means? I'm new to the credit card world and I was approved for this card today. The automated system says that my credit limit is $500 as well.

[Anonymous]

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@Anonymous wrote:

Hey I see that you said that you were mistaken with the $500 actually being the "SUB." Could you explain to me what that means? I'm new to the credit card world and I was approved for this card today. The automated system says that my credit limit is $500 as well.

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SUB is Sign-up Bonus, and it was spend $500 and receive $200 back, which around 20,000 UR points. I thought that I only had a $500 because I didn't realize there was a drop down menu that showed my true credit limit of 3K alongside other information regarding when the statement closes etc... 

[UH_HUH]

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@Anonymous wrote:

I finally got approval for a Chase card after getting denied about 8-10 months prior. My application was previously denied when I applied about a week ago because Chase needed verification, and I believe my application was approved about 2-3 days after I faxed the required documents to them. 

My CL on the card is only $500, which isn't the biggest deal in the world to me because this card is going to become my general spend card outside of resturaunts and supermarkets since I now have the AMEX Gold aswell, and my two current credit cards (Discover IT & BoA Cash Rewards) will only revolve 1% utilization and both of them combined only give me a total CL of nearly $5000. 

Going to put heavy spending through this card and let the statement cut at 10% util and PIF as usual and hope to get a decent credit increase on the Freedom Unlimited in 6-12 months time. And then I'll try applying for the CSP in 1.5-2 years from now when a majority of my inquiries get erased.

Current scores, EXP: 714, TU: 723, EQ: 717

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