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Chase Freedom approval

cuddlepot
Established Member

Chase Freedom approval

I was previously unable to get any cards due to little credit. I had taken out student loans 18 years ago, but that was it. In November 2017, I applied for and got a Capital One Platinum with a $300 limit. I have used that, and got my credit score up to a 679 (experian/FICO).

 

From there, with 3 months in with 100% on time payments, I was offered the upgrade to a Quicksilver card from CO, which I accepted. I also have a pending CLI on this card.

 

Because my goal card is the Chase Sapphire Preferred, after significant research, I applied for the Chase Freedom card, and was approved today with a $2000 limit!

 

My plan, going forward, is to maximize my spends to get rewards and make multiple payments each month, and due to my high (for me!) amount of credit, keep combined utilization to 10%. In 6 months or so, when I am ready to make a big purchase, I will apply for the Sapphire Preferred.

 

Small steps, but big jumps!

Message 1 of 9
8 REPLIES 8
ShatteredK
Regular Contributor

Re: Chase Freedom approval

Congratulations on the approval! Looks like you have a solid plan to keep moving forward!

.:: Chase Amazon Prime Signature Visa | $12,300::.
.:: Wells Fargo Platinum | $3,000::.
.:: Target | $400::.
.::02.15.18::. EQ-758 | TU-764 | EX-761
Goal: 800+ EX:TU:EQ
Message 2 of 9
mdswxtech
Frequent Contributor

Re: Chase Freedom approval

Congratulations on your approval and SL! Remember that Chase has the "5/24" rule. Keep up the great work!

Message 3 of 9
siberia91
Contributor

Re: Chase Freedom approval

Congrats. My freedom has $2500 SL. Got it less than a month ago. I might apply for Sapphire Preferred after I get my mortgage. Not qualified until the summer 2019 because of 5/24.
Capital One Secured 1/17 $351 -> $651
Amazon Prime Store Card 7/17 $2300 -> $3300 -> $5500
Suntrust Cash Rewards 1/18 $4000 AU closed
Capital One Spark Business 1/18 $2000
Overstock 1/18 $1400->$3400->$5400->$7400
Chase Freedom 1/18 $2500->$3500
Discover It 2/18 $2000

Target RedCard 7/18 $2500 AU
Gardening since 2/8/18 before applying for mortgage
Message 4 of 9
simplynoir
Community Leader
Super Contributor

Re: Chase Freedom approval


@cuddlepotwrote:

Small steps, but big jumps!


Indeed. Congrats on your new card!

Message 5 of 9
thisguyhere2002
New Member

Re: Chase Freedom approval

Congrats! It takes time, but you're making progress Smiley Happy

Message 6 of 9
MartyWrite75
Established Contributor

Re: Chase Freedom approval

Congratulations on your approval!

June 2021: Experian 710 Equifax 701 Transunion 723


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $4,100 || Discover It: $3,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $6,000 || Overstock Store Card: $6,050 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $2,000

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor

Gardening from 03/18/2021 to 04/18/2023 (ideally)
Total Utilization: 10%
Message 7 of 9
cuddlepot
Established Member

Re: Chase Freedom approval

Indeed, it will be a spring and summer of gardening!
Message 8 of 9
thummel
Established Contributor

Re: Chase Freedom approval

Congrats on your freedom approval!
Message 9 of 9
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