Chase Freedom approval

Anonymous · ‎02-20-2018

I was previously unable to get any cards due to little credit. I had taken out student loans 18 years ago, but that was it. In November 2017, I applied for and got a Capital One Platinum with a $300 limit. I have used that, and got my credit score up to a 679 (experian/FICO).

From there, with 3 months in with 100% on time payments, I was offered the upgrade to a Quicksilver card from CO, which I accepted. I also have a pending CLI on this card.

Because my goal card is the Chase Sapphire Preferred, after significant research, I applied for the Chase Freedom card, and was approved today with a $2000 limit!

My plan, going forward, is to maximize my spends to get rewards and make multiple payments each month, and due to my high (for me!) amount of credit, keep combined utilization to 10%. In 6 months or so, when I am ready to make a big purchase, I will apply for the Sapphire Preferred.

Small steps, but big jumps!

ShatteredK · ‎02-20-2018

Congratulations on the approval! Looks like you have a solid plan to keep moving forward!

.:: AmEx Gold Delta | AmEx Blue Cash | Citi AAdvantage | Chase Amazon Prime Signature Visa | Wells Fargo Platinum::.
02.15.18:

Today:

Anonymous · ‎02-20-2018

Congratulations on your approval and SL! Remember that Chase has the "5/24" rule. Keep up the great work!

Anonymous · ‎02-20-2018

Congrats. My freedom has $2500 SL. Got it less than a month ago. I might apply for Sapphire Preferred after I get my mortgage. Not qualified until the summer 2019 because of 5/24.

simplynoir · ‎02-20-2018

@Anonymouswrote:
Small steps, but big jumps!

Indeed. Congrats on your new card!

thisguyhere2002 · ‎02-20-2018

Congrats! It takes time, but you're making progress

MartyWrite75 · ‎02-20-2018

Congratulations on your approval!

December 2024: Experian 779; Equifax 779; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,800 (Sock drawer) || Discover It: $13,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $7,500 || Citi Custom Cash: $12,500 || Verizon VS Visa: $15,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 10%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Anonymous · ‎02-20-2018

Indeed, it will be a spring and summer of gardening!

thummel · ‎02-20-2018

Congrats on your freedom approval!