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Chase Mileage Plus Explorer Card Approved 25K Limit

neonsign82
Member

Chase Mileage Plus Explorer Card Approved 25K Limit

Applied for a Mileage Plus Explorer card yesterday and was approved with a $25,000 limit.

 

Facts:

 

Oldest account -- 1 year, 4 months (Wells Fargo Secured $4K)

4 other revolving cards opened 8 months ago (limits: $2K Discover, $6K Associated Bank/Elan, $5K DCU Visa, Amex Zync)

1 Amex Delta opened November last year with a limit of $10,000 (my highest)

 

FICO scores (via Equifax 3-bureau)

Equifax score: 741 (2 inquiry in 6 months/2 years)

Transunion: 714 (3 inquiries in 6 months/7 inquiries total in 2 years)

Experian: 709 (2 inquiries in 6 months, 11 inquiries total in 2 years)

 

It's interesting because....

 

I first applied for Chase Hyatt Signature Visa card and Chase Freedom cards last year and was denied due to insufficient history....

 

But $25K limit? Insane..

 

 

 

FICO: 714 (EQ) 11/08/2013
Creditsecure FAKO: 744 (TU) | 744 (EX) 11/08/2013; CreditKarma FAKO: 781 (TU) 11/09/2013
Wells Fargo ($15K) 11/11 | Amex Zync 06/12 | Discover ($15K) 06/12 | Associated Bank ($11K) 06/12 | DCU ($8K) 07/12 | Amex Blue Cash ($16K) 12/12 | Amex Platinum 11/12 | BofA Cash Rewards ($20K) 08/13 | Chase Sapphire Preferred ($54,000) 11/13 | Citi AAdvantage ($15K) 1/14 | Lufthansa MC ($16K) 01/14 | Citi Exec AA ($20K) 02/14
Message 1 of 13
12 REPLIES 12
BearsAndTurtlesRtheBest
Senior Contributor

Re: Chase Mileage Plus Explorer Card Approved 25K Limit

Yes very insane! lol congratulations!!!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 2 of 13
neonsign82
Member

Re: Chase Mileage Plus Explorer Card Approved 25K Limit

does anyone know whether chase mileage plus visa reports the limit?

i heard if it's visa signature they don't!!! only the high balance!

FICO: 714 (EQ) 11/08/2013
Creditsecure FAKO: 744 (TU) | 744 (EX) 11/08/2013; CreditKarma FAKO: 781 (TU) 11/09/2013
Wells Fargo ($15K) 11/11 | Amex Zync 06/12 | Discover ($15K) 06/12 | Associated Bank ($11K) 06/12 | DCU ($8K) 07/12 | Amex Blue Cash ($16K) 12/12 | Amex Platinum 11/12 | BofA Cash Rewards ($20K) 08/13 | Chase Sapphire Preferred ($54,000) 11/13 | Citi AAdvantage ($15K) 1/14 | Lufthansa MC ($16K) 01/14 | Citi Exec AA ($20K) 02/14
Message 3 of 13
BearsAndTurtlesRtheBest
Senior Contributor

Re: Chase Mileage Plus Explorer Card Approved 25K Limit

Sorry I dont know about that, I have heard that Bank Of America doesnt report limit when its a Signature. But not sure of CHASE. Somebody will let you know.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 4 of 13
tennisfan78
Established Contributor

Re: Chase Mileage Plus Explorer Card Approved 25K Limit

 

 

wow,congrats!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 5 of 13
chnceit
Valued Contributor

Re: Chase Mileage Plus Explorer Card Approved 25K Limit

WoW congrats thats a really nice starting limit

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 6 of 13
visorboy1974
Valued Contributor

Re: Chase Mileage Plus Explorer Card Approved 25K Limit


@neonsign82 wrote:

does anyone know whether chase mileage plus visa reports the limit?

i heard if it's visa signature they don't!!! only the high balance!


I have the MileagePlus Club Visa Signature and the limit is reported.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 7 of 13
youngandcreditwrthy
Senior Contributor

Re: Chase Mileage Plus Explorer Card Approved 25K Limit

Lol... Congrats!!!!
Is your income high? That could be a factor. I think that is how I've gotten my higher limits.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 13
Epcot
Valued Contributor

Re: Chase Mileage Plus Explorer Card Approved 25K Limit

That's a great CL, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 815 TU 816
Message 9 of 13
distantarray
Established Contributor

Re: Chase Mileage Plus Explorer Card Approved 25K Limit

signiture cards not reporting limits is a thing of the past, only a few companies don't if any at all anymore. Too many people complained years back.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 10 of 13
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