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Hello all, it's been awhile since I posted. But my gears got grinded by Barclays CLDing both my accounts for $2,000 in decreased credit (probably due to lack of usage). I had four chase cards, all from last year, as of a two months ago. I closed the Slate ($2,200) after I paid off the 0% balance and Freedom (a whole $500) and moved the limits over to my CSP. Well, I have been seeing the 140k offer on here for awhile for the Ritz and finally decided to take the plunge. Instantly approved for $5,000!!!
I now have the CSP ($8,700 that started as $5,000 7 months ago), Marriott ($6,000) and the Ritz ($5,000). In the next few months, I'll probably consolidate the Marriott with the Ritz for $11,000. Assuming they let me since I've closed 2 other cards recently.
Anyway great start to the year since AMEX continues to refuse to let me in the door.
Hope everyone has a great 2015!!
One year ago this past week I started my journey from the mid 500's. I had $2,000 in total credit.. a year later, I have $120,000 in credit. Couldn't do it without you all!
Nice.. Congrats.
Congratulations!
Keep both your credit and your body in top shape!
Congrats! The card doubles as a weapon when not using it for its intended purposes. Throw it at someone and bam! They're down for the count.
I just realized.. will I get the 140k if I got the 70k on Marriott last year? not a huge deal w/ the $300 credit. Just curious, I read mixed results to that after the fact. Also, I didn't put my Marriott acct number on the application. Are there any negatives to this?
Thanks for the kind words as well!
@cflowers0115 wrote:I just realized.. will I get the 140k if I got the 70k on Marriott last year? not a huge deal w/ the $300 credit. Just curious, I read mixed results to that after the fact. Also, I didn't put my Marriott acct number on the application. Are there any negatives to this?
Thanks for the kind words as well!
Yes, you will still get the 140K. No negatives. They'll find your account number on their own. That's what they did with me.
Congrats! Thanks for sharing.
Grats on your Ritz approval ![]()
Congrats on the approval!
congrats



