Chase United Explorer LOL/24 $15,600.00 **Approval

M_Smart007 · ‎12-26-2021

Chase United Explorer $15,600.00 >> LOL/24 **Approval

Cold App'd / No Pre-Approved Green or Black Stars

This is an overturned denial .. via "Recon" >> (denial pics below)

Chase rep was very hard to understand, horrible phone connection.

Only Verified >> Income, SS# and Text to phone.

No questions about LOL/24 or New Accounts.

She did mention something about large monies on deposit?

Being the most fabulous Gardener that I am

Wanted to Squeeze out one more approval .. before I change addresses.

This will definitely curb any applications for a while ..(Chase will be watching via SP's)

DP's

Pulled EX & EQ

AllZero Penalty (No revolvers with balances)

Experian F8 = 777

Equifax F8 = 769

AoYRA Oct. 2021 (reporting)

AAoA 3.2 Yrs.

AoOA 38 Yrs.

(1) Installment loan reporting a $25 balance.

Several PIF PL's & Auto Loans

No Mortgage

EX & EQ Inquiries posted below

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ZackAttack · ‎12-26-2021

Congratz on the card.

I am curious, were a lot of HPs auto or mortgage shopping?

M_Smart007 · ‎12-26-2021

@ZackAttack wrote:
Congratz on the card.

I am curious, were a lot of HPs auto or mortgage shopping?

Hi @ZackAttack ,

To answer ..No. .. I am paying Cash for a new house being built. & cars are PIF.

These are for Business/Personal Credit and Increases.

Happy Holidays

Junejer · ‎12-26-2021

Congrats on your Chase United Explorer Approval @M_Smart007. Seems like more than just Amazon is approving over 5/24. This is the highest x/24 I've seen Chase approve.

I'm extremely curious to know what you said at recon in order to get this overturned.

Elan Visa Business Cash Preferred | $50K 3/2024

AmEx Business Blue Cash | $38.8K 12/2021

Chase Marriott Bonvoy Boundless | $18.5K 3/2024

Chase Southwest Performance Business | $17K 11/2022

Capital One Venture One Card | $5.1K (SD) 12/2007

Chase Ink Business Unlimited | $5K 12/2021

AmEx Blue Cash Preferred | apping Not sure when

Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge

snickerpedia · ‎12-26-2021

Congrats!!!

also curious if she mentioned "large" deposits because you have "large" accounts with chase ??

TU - 785
EX - 771
EQ - 779

Citi premier 13
CSP 29
X1 33.5k
/CIU 6k

SUPERSQUID · ‎12-26-2021

CONGRATS !!!!!

MartyWrite75 · ‎12-26-2021

Congratulations on your approval! Awesome SL, too!

June 2025: Experian 772; Equifax 788; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Trini88 · ‎12-26-2021

Congratulations!!!!!! 🥳🎊🎉

Gives me hope if I break down and try applying for a Chase Amazon card 😂

10/19 Quicksilver: $2K
3/21 Americard pc Customized Cash Rewards: $30K
6/21 Target RedCard: $700
6/21 Discover It: $8.5K
6/21 Victoria Secret: $6K
6/21 Savor: $2.3K
7/21 Walmat MC pc VentureOne: $4.1K
8/21 Amex BCP: $25K
11/21 Lowes Advantage: $35K
11/21 FNBO Evergreen: $25K
11/21 GS Apple Card: $4K
4/22 Chase Amazon Prime: $11.2K
7/22 Amex BCE: $8.4K
10/24 Amex Gold: Charge Card