So today I decided to check prequalify offers as i do once a week or so and when i got to Chase i figured it would once again tell me sorry no offers for you. but this time i was surprised to see i had 4 offers. after reviewing the cards I settled on taking my chances on the Freedom.
after reading so much in these forums about if you get a prequal from chase your odds of approval are pretty good. I figured i would either get the 30 day message or if im lucky a $500 starting limit. atleast id be in. or worst case scenario an instant denial that would put me back in my place and tell me im still not ready. Either way I filled out the app and hit the submit button. As the circle spun i had that excited yet very nerved up feeling and all of a Sudden. BAM instanly approved with a $2500 SL. might not seem like alot to many but by far my biggest approval and highest limit ive got. I owe a huge thanks to everybody on this forum for giving the best advice and sharing there stories. As of now ive been working on my credit for just over a year ive applied for 3 cards in the last month and approved for all. And now it really is time to garden. My next card in sights is A Citi card and I got a ways to go before thay will approve me. experian score is 648. and im holding still for the next 6-12 months i want to hit 720.
***Gardening 3/29/2018 until 9/25/2018***
