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Check app status issue Cap One

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Poppa
Established Contributor

Check app status issue Cap One

Hello. After applying for Platinum Sunday and getting a 7-10 day msg, my fiancee called to check app status. She was told after entering ssn "that doesn't seem to match". Is it just too soon? 

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 1 of 14
13 REPLIES 13
Poppa
Established Contributor

Re: Check app status issue Cap One

So...apparently I put her ssn in wrong when we applied. I should've just got her to do it but she was busy. I was under the impression I could enter numbers correctly. Well she called and they told her to fax DL and SS card and then give them a few days. I had a feeling it was my fault. Lesson learned.

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 2 of 14
Anonymous
Not applicable

Re: Check app status issue Cap One

I suppose it is a hard lesson learn.  Keep us posted on results after they review the documents sent over...

Message 3 of 14
Poppa
Established Contributor

Re: Check app status issue Cap One

She was approved Smiley Happy

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 4 of 14
Anonymous
Not applicable

Re: Check app status issue Cap One


@Poppa wrote:

She was approved Smiley Happy


Congrats to you both!!

Message 5 of 14
Poppa
Established Contributor

Re: Check app status issue Cap One

We don't know of the APR or CL yet but I'll let you know when we find out

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 6 of 14
Anonymous
Not applicable

Re: Check app status issue Cap One


@Poppa wrote:

She was approved Smiley Happy


Congrats to her!!

Message 7 of 14
Poppa
Established Contributor

Re: Check app status issue Cap One

The card came today. The website is not working for us today but she was able to activate via phone. I forgot APR is always 24.99 on Platinum. Her SL is $500. I was hoping for more but I've read plenty of people started out there.

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 8 of 14
Anonymous
Not applicable

Re: Check app status issue Cap One


@Poppa wrote:

The card came today. The website is not working for us today but she was able to activate via phone. I forgot APR is always 24.99 on Platinum. Her SL is $500. I was hoping for more but I've read plenty of people started out there.


Lots of people are having issues with Cap1's website lately. I'm glad she was able to get it activated by phone. Remember to use that card heavy and make large payments every month, and she should see a decent increase. She can ask for an increase (via the love button) after her 3rd statement. Some people have success between the 2nd and 3rd statement, but I recommend waiting til after the 3rd.

Message 9 of 14
Poppa
Established Contributor

Re: Check app status issue Cap One

Ok. Thanks. You mean she doesn't need to worry about low utilization and just pay it down before statement cuts then PIF to put a lot of money through it each month? 

I was originally planning to have her try to PC it to QS after a few statements. Lately I've been reading about getting luv after 2-3 statements then getting auto CLI after 5-6 statements. Then after those two increases (hopefully) PC to QS.Then it would be another 6 months before a possible increase. 

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 10 of 14
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