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Citi Custom Cash Approval (+DPs)

calyx
Super Contributor

Citi Custom Cash Approval (+DPs)

I realize we may end up with a master thread if this becomes the FOTM.


Applied & instantly approved for the Custom Cash.
SL:  6,500

APR: 13.99%


They HPed EQ (no one is suprised). 
My last FICO8 for EQ was 809,  BC8 was 828,1 INQ from 12/2020, I'm 0/6, 3/12, 5/24
One citicard already - DiamondPreferred with a 7k CL (started as a secured card in 2018)
I've gotten a number of preapprovals for their rewards card, so I was confident in the approval.

Edited to add that they also softpulled EX.

RIP:

F8 EQ: 809 | EX: 802 | TU: 805 | Accounts: 0/6 3/12 5/24
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 1 of 24
23 REPLIES 23
CreditAggie
Senior Contributor

Re: Citi Custom Cash Approval (+DPs)

Congratulations on your Citi Custom Cash approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 2 of 24
Saeren
Mega Contributor

Re: Citi Custom Cash Approval (+DPs)

Congrats! I knew you were going to go for it lol. 





Message 3 of 24
simplynoir
Community Leader
Super Contributor

Re: Citi Custom Cash Approval (+DPs)

@calyx  congrats on your approval!

Message 4 of 24
RASULL12
Valued Member

Re: Citi Custom Cash Approval (+DPs)

Congratulations

Message 5 of 24
kilroy8
Super Contributor

Re: Citi Custom Cash Approval (+DPs)

Nice!

 

Congrats.

Message 6 of 24
calyx
Super Contributor

Re: Citi Custom Cash Approval (+DPs)


@Saeren wrote:

Congrats! I knew you were going to go for it lol. 


@SaerenI have *no* self control.   At least I keep my FOMO to useful (for me) cards.  My tiny consolation.

RIP:

F8 EQ: 809 | EX: 802 | TU: 805 | Accounts: 0/6 3/12 5/24
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 7 of 24
calyx
Super Contributor

Re: Citi Custom Cash Approval (+DPs)

Thanks @CreditAggie @simplynoir @RASULL12 & @kilroy8 

 

For those that are Gardening:  Live vicariously through me and save your spades if you are too tempted Smiley Happy

RIP:

F8 EQ: 809 | EX: 802 | TU: 805 | Accounts: 0/6 3/12 5/24
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 8 of 24
Elpadrino1
Contributor

Re: Citi Custom Cash Approval (+DPs)

Congratulations on your approval!!

Message 9 of 24
Saeren
Mega Contributor

Re: Citi Custom Cash Approval (+DPs)


@calyx wrote:

@Saeren wrote:

Congrats! I knew you were going to go for it lol. 


@SaerenI have *no* self control.   At least I keep my FOMO to useful (for me) cards.  My tiny consolation.


I know how that goes on the FOMO. Truth be told this card would probably be a better fit for me than the Freedom Flex so I may go for it and give up the 5/24 goal for now but I have two SUBs I am working on for my Cash+ and Max Cash so I'll wait until I get those done at least and then evaluate how I'm feeling. Citi seems to like me now and with only 5/6 inquiries across all three bureaus and 3/6 new accounts (not to mention 5/12 inquiries and 3/12 new accounts), I probably would be approved although likely around $2-$3K. 





Message 10 of 24
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