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Just got approved with a SL of $2200. Low, I know, but all my credit cards have started off low. Working on my credit worthiness. Also I've gone on an app spree to get as many cards as I can before the accounts are reported and I start gardening. Cap1 approved, US Bank Cash+ declined but going to call reconsideration once I get the letter, SoFi was declined, and now Citi CC approves me. 2/4 ain't bad.
FICO 8 705-725 across all 3.
6 inquiries on EX where they checked.
4/6, 6/12
New accounts
1/6, 1/12
Other cards:
Capital One SavorOne: $1000 SL (hasn't reported a new account yet)
AmEx BCP: $8000
Chase Freedom Flex: $1000
Discover IT: $1700
After calling US Bank recon, I'm going
to garden for hopefully at least 6 months, but I really want to get a catch all 2% card.
Congratulations.
The CCC is a great 5% card.
Congrats on your Citi Custom Cash and Cap1 approvals.
Congratulations on your approval!
Congrat on the two approvals and good luck with the recon! Post an update if you remember!
Congratulations on your Citi Custom Cash Approval!
Congrats on the approval!
@frenzied wrote:Just got approved with a SL of $2200. Low, I know, but all my credit cards have started off low. Working on my credit worthiness. Also I've gone on an app spree to get as many cards as I can before the accounts are reported and I start gardening. Cap1 approved, US Bank Cash+ declined but going to call reconsideration once I get the letter, SoFi was declined, and now Citi CC approves me. 2/4 ain't bad.
FICO 8 705-725 across all 3.
6 inquiries on EX where they checked.
4/6, 6/12
New accounts
1/6, 1/12
Other cards:
Capital One SavorOne: $1000 SL (hasn't reported a new account yet)
AmEx BCP: $8000
Chase Freedom Flex: $1000
Discover IT: $1700
After calling US Bank recon, I'm going
to garden for hopefully at least 6 months, but I really want to get a catch all 2% card.
Congrats on the approvals!!🎉🎉🎉
If you're looking for for a 2% card, maybe consider the Amex Blue Business Cash card. Could be a SP approval and since it's a business card Amex only reports on personal credit if it's negative info, like a late payment or default. Won't show as a new account opened. Just an idea if you didn't already know.
Congrats on your approval!