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Citi Custom Cash Approval

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frenzied
New Member

Citi Custom Cash Approval

Just got approved with a SL of $2200. Low, I know, but all my credit cards have started off low. Working on my credit worthiness. Also I've gone on an app spree to get as many cards as I can before the accounts are reported and I start gardening. Cap1 approved, US Bank Cash+ declined but going to call reconsideration once I get the letter, SoFi was declined, and now Citi CC approves me. 2/4 ain't bad.

 

FICO 8 705-725 across all 3.

6 inquiries on EX where they checked.

4/6, 6/12

New accounts

1/6, 1/12

 

Other cards:

Capital One SavorOne: $1000 SL (hasn't reported a new account yet)

AmEx BCP: $8000

Chase Freedom Flex: $1000

Discover IT: $1700

 

After calling US Bank recon, I'm going

to garden for hopefully at least 6 months, but I really want to get a catch all 2% card.

Message 1 of 16
15 REPLIES 15
NoMoreE46
Community Leader
Senior Contributor

Re: Citi Custom Cash Approval

Congratulations.

 

The CCC is a great 5% card.

Message 2 of 16
babygirl1256
Senior Contributor

Re: Citi Custom Cash Approval

Congrats on your Citi Custom Cash and Cap1 approvals.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 3 of 16
MartyWrite75
Valued Contributor

Re: Citi Custom Cash Approval

Congratulations on your approval!

April 2024: Experian 769; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 4 of 16
SDMarik
Established Contributor

Re: Citi Custom Cash Approval

Congrat on the two approvals and good luck with the recon! Post an update if you remember!



"When prosperity comes, do not use all of it"
Message 5 of 16
CreditMagic7
Mega Contributor

Re: Citi Custom Cash Approval

Congratulations on your Citi Custom Cash Approval!

Message 6 of 16
CloudyWeather1331
Regular Contributor

Re: Citi Custom Cash Approval

Congrats on the approval!  

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Message 7 of 16
CYBERSAM
Senior Contributor

Re: Citi Custom Cash Approval

Congrats on your Citi Custom Cash Approval! 🤑👍







                
Message 8 of 16
dcp0524
Regular Contributor

Re: Citi Custom Cash Approval


@frenzied wrote:

Just got approved with a SL of $2200. Low, I know, but all my credit cards have started off low. Working on my credit worthiness. Also I've gone on an app spree to get as many cards as I can before the accounts are reported and I start gardening. Cap1 approved, US Bank Cash+ declined but going to call reconsideration once I get the letter, SoFi was declined, and now Citi CC approves me. 2/4 ain't bad.

 

FICO 8 705-725 across all 3.

6 inquiries on EX where they checked.

4/6, 6/12

New accounts

1/6, 1/12

 

Other cards:

Capital One SavorOne: $1000 SL (hasn't reported a new account yet)

AmEx BCP: $8000

Chase Freedom Flex: $1000

Discover IT: $1700

 

After calling US Bank recon, I'm going

to garden for hopefully at least 6 months, but I really want to get a catch all 2% card.


Congrats on the approvals!!🎉🎉🎉

 

If you're looking for for a 2% card, maybe consider the Amex Blue Business Cash card. Could be a SP approval and since it's a business card Amex only reports on personal credit if it's negative info, like a late payment or default. Won't show as a new account opened. Just an idea if you didn't already know. 

Total Revolving: $159,800 - Utilization: less than 1%

Bank/Loans:

Future Apps:

04/27/2023
FICO 8 - EX: 744 | TU: 772 | EQ: 763
VS 3.0 - EX: 759 | TU: 792 | EQ: 811
Message 9 of 16
DesertWanderer
Frequent Contributor

Re: Citi Custom Cash Approval

Congrats on your approval!



Message 10 of 16
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