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Citi Double Cash Card Approved

tag
z4jfs
New Member

Citi Double Cash Card Approved

It’s been a good year, I started out in February by applying for 3 new cards (chase freedom 2.8K,AmexBCE 2.2K,DiscoverIt 2K) after 10 months of gardening and putting each card to good use (Sometimes carrying a balance but always paying off the previous month’s statement balance before I got a new statement)

I decided to open up a new card to charge my upcoming college semester expense at a 0% with no annual fees and I ended up with either Citi simplicity or Double Cash card I went ahead and applied for the double cash card because it met my needs like the simplicity but as a bonus I get cash back by trading off 3 months of intro APR I was vary nerves whether I would get approved because I have my chase freedom currently at 50% utilization (I would like to note my overall utilization was at 20%) after an intense waiting for the loading screen felt like 5 min I thought I was surely denied but finally it said I was approved for an initial credit line of 1,500 and listed of the reasons  along with my EQ score I believe like a 730. After much happiness I got the courage to go ahead and ask for my 3x CLI for my Amex and instantly approved for 6,600. Now what I’m wondering is for anybody with experience on this if you could answer this question. Can I call Citi once my card comes in and ask for a CLI to match something like my Amex or other cards or somewhere in between and get approved? What about asking Discover for a CLI they gave me an Auto one a few months back went from 1.5K to 2K,

other side info for anyone that wants to apply for the citi card at time of applications my CS from CK was a 729 TU & a 783 Vantage score and a 738 FICO provied by Discover

Message 1 of 12
11 REPLIES 11
uswala
Senior Contributor

Re: Citi Double Cash Card Approved

Congrats!

Message 2 of 12
Anonymous
Not applicable

Re: Citi Double Cash Card Approved

Congratulations!

Message 3 of 12
NY2014
Established Contributor

Re: Citi Double Cash Card Approved

Congrats on your approval I received my Citi DC 5k last week and after I signed up online with the card and requested in increase in line
I froze my CRA ,and CITI contacted me a few hours later to co firm I requested a CLI . I told the REP my credit report was Locked She said no problem The Credit agency knows Us and it would be another Hard pull but also said there seems to be no problem and got the increase 30 mins after Smiley Wink it was a SP. Another Tip I did the same with chase after I got My CSP and applied for There Ink Business and got a call from there security dep asked general questions veritied . And asked me to fax my company tax I'd or a bill and it's still under review and again NO Hard Pull on Ex .
I hope this helps .
Good luck . Smiley Happy
Fico Score 10/6 EQ 702,16 INQ,TU 740, 9,iNQ EX 705,21 INQ,13%UTIL-
,10 yrs history,1.6 yr AA Cap1 Plat,VentureOne,QS ,Barckey RCI, BBVA,Amex BCE,CSP,NFCU Flag, NFCU Go,NFCU,Cloc NFCU busin,NFCU busin Cloc,Amex Delta busn,Bj's busn Perks,Hawaiian air busin, Citi dc, Discover IT,Chase Hyatt,U.S bank flex perks.,Am,ex Business Plat JCP. Commercial, citi Hilton
Message 4 of 12
z4jfs
New Member

Re: Citi Double Cash Card Approved

just went on a CLI spree called Discover and Bank of America both increased to 3K  discover did a hard pull i think BoA only did a soft pull. also my BoA was a secured card went unsecured about 8 months back so i ask to do a PC to the Cash rewards card, everything was successful but I'm stuck with the annual fee from when i got the secured card anybody know a way to get around it with out opening a new account and closing the other?

Message 5 of 12
alvon123
Super Contributor

Re: Citi Double Cash Card Approved

congrats


Message 6 of 12
Anonymous
Not applicable

Re: Citi Double Cash Card Approved

Congrats on many fronts!
Message 7 of 12
One7
Valued Contributor

Re: Citi Double Cash Card Approved

Nice! Congratulations 

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 8 of 12
coldnmn
Mega Contributor

Re: Citi Double Cash Card Approved

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 9 of 12
Anonymous
Not applicable

Re: Citi Double Cash Card Approved

Very nice, congrats on your approval

Message 10 of 12
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