cancel
Showing results for 
Search instead for 
Did you mean: 

Citi Double Cash with 20k SUB Approval!

tag
mchang124
Regular Contributor

Citi Double Cash with 20k SUB Approval!

another application, another approval! decided to apply for the Citi DC while it had the 20k SUB. Applied on day 66. just outside of getting approved for the Citi Premier and Citi Business AAdvantage Platinum Select cards. App immediated went into pending and got an email that they need more info. Called in, CSR said that I will get a verification letter with a reference number to complete application. Verifying its actually me applying for the car so soon after getting approved for two cards (meaning their 2/65 does stand, at least via my DP). Instantly approved for the card after inputting my reference number and hitting submit. $5k starting line @ 19.74% APR

 

DP:
FICO EQ8 (what citi pulls in CA) at the time of application - 772

5/24 Status - 4/24 including this card; 2 personal cards so far in 2022.

INQ in the passed 24 months - 6 total on EQ report; 3 total in the passed 66 days from Citi for the 3 cards

Stated income: $95k; self employed

Current relationship with Citi - Premier ($5800), AAdvantage business ($16k), AU that i share with my wife on the Costco Visa Signature ($15k)

Overall UTI - 1%

 

 

Citi DC Approval 8.26.2022.jpg

 

 

“It’s nice to be important but it’s more important to be nice”
Message 1 of 13
12 REPLIES 12
M_Smart007
Legendary Contributor

Re: Citi Double Cash with 20k SUB Approval!

Solid card ...Congratualtions on your Approval!!!

Message 2 of 13
SouthJamaica
Mega Contributor

Re: Citi Double Cash with 20k SUB Approval!


@mchang124 wrote:

another application, another approval! decided to apply for the Citi DC while it had the 20k SUB. Applied on day 66. just outside of getting approved for the Citi Premier and Citi Business AAdvantage Platinum Select cards. App immediated went into pending and got an email that they need more info. Called in, CSR said that I will get a verification letter with a reference number to complete application. Verifying its actually me applying for the car so soon after getting approved for two cards (meaning their 2/65 does stand, at least via my DP). Instantly approved for the card after inputting my reference number and hitting submit. $5k starting line @ 19.74% APR

 

DP:
FICO EQ8 (what citi pulls in CA) at the time of application - 772

5/24 Status - 4/24 including this card; 2 personal cards so far in 2022.

INQ in the passed 24 months - 6 total on EQ report; 3 total in the passed 66 days from Citi for the 3 cards

Stated income: $95k; self employed

Current relationship with Citi - Premier ($5800), AAdvantage business ($16k), AU that i share with my wife on the Costco Visa Signature ($15k)

Overall UTI - 1%

 

 

Citi DC Approval 8.26.2022.jpg

 

 


Congratulations on your approval. 

 

I believe Citi pulls EQ Bankcard 8, rather than Classic 8.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 3 of 13
Cred4All
Valued Contributor

Re: Citi Double Cash with 20k SUB Approval!

Congrats on the new card!


Message 4 of 13
Roadgeek395
Regular Contributor

Re: Citi Double Cash with 20k SUB Approval!

Congratulations on the double cash approval! It's a great card, I've had it myself for the past couple years.

Message 5 of 13
KingRue8500
Senior Contributor

Re: Citi Double Cash with 20k SUB Approval!

Congrats on your Citi Double Cash approval




Message 6 of 13
CreditAggie
Community Leader
Super Contributor

Re: Citi Double Cash with 20k SUB Approval!

Congratulations on your Citi Double Cash approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 13
Stealth-1
Established Contributor

Re: Citi Double Cash with 20k SUB Approval!

Congrats on the Citi approval!




"If you don't stand for something, you might fall for anything."
Message 8 of 13
nytokyobred79
Valued Contributor

Re: Citi Double Cash with 20k SUB Approval!


@mchang124 wrote:

another application, another approval! decided to apply for the Citi DC while it had the 20k SUB. Applied on day 66. just outside of getting approved for the Citi Premier and Citi Business AAdvantage Platinum Select cards. App immediated went into pending and got an email that they need more info. Called in, CSR said that I will get a verification letter with a reference number to complete application. Verifying its actually me applying for the car so soon after getting approved for two cards (meaning their 2/65 does stand, at least via my DP). Instantly approved for the card after inputting my reference number and hitting submit. $5k starting line @ 19.74% APR

 

DP:
FICO EQ8 (what citi pulls in CA) at the time of application - 772

5/24 Status - 4/24 including this card; 2 personal cards so far in 2022.

INQ in the passed 24 months - 6 total on EQ report; 3 total in the passed 66 days from Citi for the 3 cards

Stated income: $95k; self employed

Current relationship with Citi - Premier ($5800), AAdvantage business ($16k), AU that i share with my wife on the Costco Visa Signature ($15k)

Overall UTI - 1%

 

 

Citi DC Approval 8.26.2022.jpg

 

 


Congrats on your Citi Double Cash approval. And congrats on getting those other Citi cards earlier this year. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $204,500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 19.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $36.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 9 of 13
cashorcharge
Community Leader
Super Contributor

Re: Citi Double Cash with 20k SUB Approval!

WooHoo!! Congratulations on your Citi Approval!!👏🏼🍾

Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.