Hey guys! Thought I'd share I just got 2 SP CLIs on my Citi Cards just now.
Citi DC went from 8.6K to 10.2K
Citi TYP went from 4.1 to 5.5K
Now I just gotta figure out what to do with my TYP that I don't use and is SD'd. I was trying to PC it to a Costco visa but no luck!
Are you a costco member...?
And congrats on the SP...how did you get it? Pop up screen?
@Anonymous wrote:Are you a costco member...?
And congrats on the SP...how did you get it? Pop up screen?
Thank you And yes I am a costco member. I did the CLI via there "CLI" option under account management.
@Anonymous wrote:
@Anonymous wrote:Are you a costco member...?
And congrats on the SP...how did you get it? Pop up screen?
Thank you
And yes I am a costco member. I did the CLI via there "CLI" option under account management.
Ahh I see. To the best of my knowledge, you can't pc to a co-branded card.
So not all cli's from citi are hp hmmm..
You're the only person I've ever come across on the boards here with a DC limit above a few thousand dollars. Feel lucky Citi has given you that kind of limit with that card, as I've heard Citi doesn't make a while lot of money off of it due to the 2% cash back, which probably explains why most of them are World or World Elite versions.
@Anonymous wrote:You're the only person I've ever come across on the boards here with a DC limit above a few thousand dollars. Feel lucky Citi has given you that kind of limit with that card, as I've heard Citi doesn't make a while lot of money off of it due to the 2% cash back, which probably explains why most of them are World or World Elite versions.
I really think it's because I use the card all the time. It's one of my primaries! I was surprised by my TYP CLI because I barely use it and don't have a need for it.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@Anonymous wrote:Hey guys! Thought I'd share I just got 2 SP CLIs on my Citi Cards just now.
Citi DC went from 8.6K to 10.2K
Citi TYP went from 4.1 to 5.5K
Now I just gotta figure out what to do with my TYP that I don't use and is SD'd. I was trying to PC it to a Costco visa but no luck!
Congratulations!...Thanks For Sharing.
Do you guys think I should wait to open the new costco account as I just received SP CLIs from them on 2 of my cards?
@Anonymous wrote:You're the only person I've ever come across on the boards here with a DC limit above a few thousand dollars.
My orginal SL in 2015 for the Double Cash was $6,000, which was raised to $7,400 ten months later.
I did notice several others getting approved for $6,800 and $7k starting limits for the Double Cash around that same time, but they also had high FICO scores.
I can't explain how Citi makes decisions about SL for their cards, but they have been a good lender for me and for the two cards I have with them.