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CitiBank DC CLI...I swear...

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RickNATL
Established Contributor

Re: CitiBank DC CLI...I swear...

@schsa210 I don't have any new inq...never knew that could be a problem. I do have one or two new accounts...

Message 11 of 24
AnimatorProcrastinator
Regular Contributor

Re: CitiBank DC CLI...I swear...

Congrats on your CLI! Hey, $1500 at a time is better than the $1000 at a time they keep giving me LOL


Message 12 of 24
cashorcharge
Community Leader
Super Contributor

Re: CitiBank DC CLI...I swear...

That's terrific!  Congratulations on your approval!! 🎉🥂

Message 13 of 24
oDrew
New Contributor

Re: CitiBank DC CLI...I swear...

Congratulations!

American Express Rose Gold (NPSL)
American Express Green (NPSL)
American Express Blue Business Plus (30K)
American Express Blue Business Cash (10k)
American Express Business Prime (5K)
American Express Hilton Honors Business (6K)
NFCU Flagship (28K)
Wells Fargo Active Cash (11.3K)
Wells Fargo Gallery Furniture (20K)
Capital One QuickSilver (10.5K)
Discover IT (13K)
US Bank Cash+ (5K)
Barclays Rewards (7K)
Synchrony Amazon Prime (10K)
Synchrony Lowes (35K)
Synchrony Ashley Homestore (10K)
Best Buy Store Card (12.5K)
PenFed PCR (7.5K)

Message 14 of 24
Fico_Salamanca
Frequent Contributor

Re: CitiBank DC CLI...I swear...

Congrats!

>

>


Message 15 of 24
CreditMagic7
Mega Contributor

Re: CitiBank DC CLI...I swear...

Congratulations on your Citicard CLI!

Message 16 of 24
MyFault
Valued Contributor

Re: CitiBank DC CLI...I swear...

Congrats on your CLI!






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Message 17 of 24
thornback
Senior Contributor

Re: CitiBank DC CLI...I swear...


@schsa210 wrote:

Congrats on your Citi DC cli.  Is it safe to assume that you haven't had any new inquiries on your credit report lately? Denied me a cli due to have 4 new inquiries on my report from over 4 months ago.  


@schsa210 I've had that denial reason with them before too. Wait til your youngest inquiry reaches 6 months and try again - my request was granted at that point.

 

 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 18 of 24
thornback
Senior Contributor

Re: CitiBank DC CLI...I swear...

Congrats!  I'm on the $1500 growth regime too. That was a great HP increase too-- I've never tried the HP CLI request because I'd probably be big mad if it was not worth it so figured I'd just stay the course. Maybe I'll try that soon...

 

 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 19 of 24
Ficoproblems247
Valued Contributor

Re: CitiBank DC CLI...I swear...


@thornback wrote:

@schsa210 wrote:

Congrats on your Citi DC cli.  Is it safe to assume that you haven't had any new inquiries on your credit report lately? Denied me a cli due to have 4 new inquiries on my report from over 4 months ago.  


@schsa210 I've had that denial reason with them before too. Wait til your youngest inquiry reaches 6 months and try again - my request was granted at that point.

 

 


Yup, +1. Exact same thing with my DC last time too.

 

Congrats on yet another +1,500, OP! 





FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800
Message 20 of 24
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