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Citizen's Cash Back Plus cli using SP

raisemysc0re
Frequent Contributor

Citizen's Cash Back Plus cli using SP

I'm on a bit of a SP roll.

After finishing up with FNBO on a SP cli of $3,500 I decided to try one  of my cards I actually use.

Called Citizen's Bank Credit Card Customer Service and they were about to try a HP for a cli but I said no, check offers first...

Increase of $5,100...

CL went from $8,000 to $13,100

Hmm. what's next?

Barclay's... I have a CL of 9K with them and don't use them often but they just gave me 7 months 0% APR.

So I put 4K through them 2 months ago and made a few large spread out payments. Made the last $750 payment today.

I hope they give me something with a SP???   

Chapter-13 filed 11/13 discharged 06/16
Starting MyFico Scores 09/16 - (EQ 630 | TU 581 | EX 592)
Current Scores 9/2021 - (EQ 805| TU 791 | EX 775)

Total CL 172+k

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Message 1 of 11
10 REPLIES 10
M_Smart007
Epic Contributor

Re: Citizen's Cash Back Plus cli using SP

Congratulations on your Increase!!!

Message 2 of 11
gdale6
Moderator

Re: Citizen's Cash Back Plus cli using SP

Good show there with Citizens, enjoy it Smiley Happy

Message 3 of 11
AllZero
Mega Contributor

Re: Citizen's Cash Back Plus cli using SP

Congratulations on your CLI!
Message 4 of 11
CreditAggie
Super Contributor

Re: Citizen's Cash Back Plus cli using SP

Congratulations on your Citizens CLI!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 1/6, 3/12, 5/24
Message 5 of 11
Ficoproblems247
Valued Contributor

Re: Citizen's Cash Back Plus cli using SP

That's awesome! They sent me a pre-approval mailer for that card some months back but I never pulled the trigger due to having the DC. Every time I see that card I love the way it looks, the shiny green is so cool! Congrats on your SP success with them! When I looked into the card earlier it sounds like not everyone else gets those. 




FICO 8 Oct '21 EX 749 EQ 748 TU 736
Message 6 of 11
cashorcharge
Senior Contributor

Re: Citizen's Cash Back Plus cli using SP

Congratulations on your approval!  I haven't seen a SP CLI offer myself or from other posters on a Barclay account in a while.  Good luck

Message 7 of 11
raisemysc0re
Frequent Contributor

Re: Citizen's Cash Back Plus cli using SP


@cashorcharge wrote:

Congratulations on your approval!  I haven't seen a SP CLI offer myself or from other posters on a Barclay account in a while.  Good luck


No luck on the Barclay's CLI via SP but when I pressed a little the rep told me he would put me on list of accounts that get reviewed for CLI and APR reduction offers.

Not sure there is such a list or not but we will see... 

Chapter-13 filed 11/13 discharged 06/16
Starting MyFico Scores 09/16 - (EQ 630 | TU 581 | EX 592)
Current Scores 9/2021 - (EQ 805| TU 791 | EX 775)

Total CL 172+k

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Message 8 of 11
zerofire
Established Contributor

Re: Citizen's Cash Back Plus cli using SP

Congratulations on your new found liquidity!

 

I am so surprised that Citizens Bank actually has any SP options. I have one of their cards and it has always been an HP monster. Really turned me off feeding it more once I got an acceptable CL. I am going to have to see what offers they have for me now.

TU:758 06/19/20 Bank of America--EX: 776 06/10/20 Experian--EQ:810 09/25/18 Citi--Gardening since 01/11/21
Active:
Bank of America (Better Balance Rewards MC, Cash Rewards WMC, Cash Rewards VSC), Barclay AARP MC, Blispay V, Capital One (Quicksilver VSC, Walmart WMC), Chase(Amazon Prime VSC, Freedom VSC, Freedom Flex WEMC, Freedom Unlimited VC), Citi Dividend MC, Citizens GreenSense MC, Discover It C, FedEx Employee Credit Association V, FNBO Ducks Unlimited VS, HSBC Cash Rewards WMC, PenFed (Platinum Rewards VSC, Pathfinder Rewards VSC), Synchrony Bank PayPal 2% Cashback MC, TD Bank Redcard S, UMB Bank Simply Rewards VC[Milford Federal], US Bank (Altitude Go VSC, Cash+ VSC)
Wishlist: AOD Signature, Bellco Colorado Rewards, Citi Custom Cash, EBates, Nusenda Platinum Cash Rewards, Santander Ultimate Cash Back, Security Service Power Travel Rewards, Vantage West Connect Rewards
Message 9 of 11
Meanmchine
Super Contributor

Re: Citizen's Cash Back Plus cli using SP

Congrats on your SP CLI !


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 10 of 11
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