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Citizen's Cash Back Plus cli using SP

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raisemysc0re
Established Contributor

Citizen's Cash Back Plus cli using SP

I'm on a bit of a SP roll.

After finishing up with FNBO on a SP cli of $3,500 I decided to try one  of my cards I actually use.

Called Citizen's Bank Credit Card Customer Service and they were about to try a HP for a cli but I said no, check offers first...

Increase of $5,100...

CL went from $8,000 to $13,100

Hmm. what's next?

Barclay's... I have a CL of 9K with them and don't use them often but they just gave me 7 months 0% APR.

So I put 4K through them 2 months ago and made a few large spread out payments. Made the last $750 payment today.

I hope they give me something with a SP???   

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Starting Scores (06/2016):

Current Fico8 Scores (Updated 10/24/23):

Current Fico9 Scores (Updated 10/24/23):


Message 1 of 11
10 REPLIES 10
M_Smart007
Legendary Contributor

Re: Citizen's Cash Back Plus cli using SP

Congratulations on your Increase!!!

Message 2 of 11
gdale6
Moderator Emeritus

Re: Citizen's Cash Back Plus cli using SP

Good show there with Citizens, enjoy it Smiley Happy

Message 3 of 11
AllZero
Mega Contributor

Re: Citizen's Cash Back Plus cli using SP

Congratulations on your CLI!
Message 4 of 11
CreditAggie
Community Leader
Super Contributor

Re: Citizen's Cash Back Plus cli using SP

Congratulations on your Citizens CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 11
Ficoproblems247
Valued Contributor

Re: Citizen's Cash Back Plus cli using SP

That's awesome! They sent me a pre-approval mailer for that card some months back but I never pulled the trigger due to having the DC. Every time I see that card I love the way it looks, the shiny green is so cool! Congrats on your SP success with them! When I looked into the card earlier it sounds like not everyone else gets those. 





FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800
Message 6 of 11
cashorcharge
Community Leader
Super Contributor

Re: Citizen's Cash Back Plus cli using SP

Congratulations on your approval!  I haven't seen a SP CLI offer myself or from other posters on a Barclay account in a while.  Good luck

Message 7 of 11
raisemysc0re
Established Contributor

Re: Citizen's Cash Back Plus cli using SP


@cashorcharge wrote:

Congratulations on your approval!  I haven't seen a SP CLI offer myself or from other posters on a Barclay account in a while.  Good luck


No luck on the Barclay's CLI via SP but when I pressed a little the rep told me he would put me on list of accounts that get reviewed for CLI and APR reduction offers.

Not sure there is such a list or not but we will see... 

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Starting Scores (06/2016):

Current Fico8 Scores (Updated 10/24/23):

Current Fico9 Scores (Updated 10/24/23):


Message 8 of 11
zerofire
Valued Contributor

Re: Citizen's Cash Back Plus cli using SP

Congratulations on your new found liquidity!

 

I am so surprised that Citizens Bank actually has any SP options. I have one of their cards and it has always been an HP monster. Really turned me off feeding it more once I got an acceptable CL. I am going to have to see what offers they have for me now.

TU:837 09/19/23 Bank of America--EX: 841 09/20/23 Experian--EQ:832 09/21/23 myFICO--Gardening since N/A
Active:
Bank of America (Unlimited Cash Rewards WMC, Customized Cash Rewards WMC, Customized Cash Rewards VSC), Capital One Walmart WMC, Chase(Amazon Prime VSC, Freedom Flex WEMC [x2], Freedom Unlimited VC), Citi Dividend MC, Citizens GreenSense MC, Curve WEMC, Discover It C, FNBO Ducks Unlimited VSC, PenFed (Platinum Rewards VSC, Pathfinder Rewards VSC), Synchrony Bank PayPal Cashback MC, UMB Bank Simply Rewards VC[Milford Federal], US Bank (Altitude Go VSC, Cash+ VSC [x2], Pick n Save/Metro Market WEMC)
Wishlist: AAA Daily Advantage Visa, AOD Signature, Bellco Colorado Rewards, Citi Custom Cash, EBates, Nusenda Platinum Cash Rewards, Ollo Optimum, Redstone Signature, Security Service Power Travel Rewards, Vantage West Connect Rewards
Message 9 of 11
Meanmchine
Super Contributor

Re: Citizen's Cash Back Plus cli using SP

Congrats on your SP CLI !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 10 of 11
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