Comenity/IKEA $5.5k approval! w/ DPs

[jayjayhawaii]

Moved to a new apt and need new furniture. Checked the prequal site for the IKEA Projekt card from Comenity. Gives you zero APR for 6, 12 or 24 months. Said I was prequalified for $5,500. Pulled the trigger and BAM, approved for $5,500!

Pulled Experian at 686, one 120 day late from 2.5 years ago.

30% utilization, 6 new accounts in the past year and 4 inquiries from the past year. AAoA 16 months at time of approval.

New couch and a hell of a lot of meatballs for me.

[ChargedUp]

Congrats on the Ikea card! I did the pre-qual and it gave a good amount, but most people around here seem to end up with a substantially lower SL. Comenity likes you!

[Anonymous]

Congrats! You’ll be able to get a lot of nice furniture with that big of a credit line.

[simplynoir]

Congrats on your approval

[CreditWolf]

CONGRATS comenity now pulls experian? wow

[Anonymous]

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@jayjayhawaii wrote:

Moved to a new apt and need new furniture. Checked the prequal site for the IKEA Projekt card from Comenity. Gives you zero APR for 6, 12 or 24 months. Said I was prequalified for $5,500. Pulled the trigger and BAM, approved for $5,500!

Pulled Experian at 686, one 120 day late from 2.5 years ago.

30% utilization, 6 new accounts in the past year and 4 inquiries from the past year. AAoA 16 months at time of approval.

New couch and a hell of a lot of meatballs for me.

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Thanks for the DP's....DW wanted this card for a while. We decidedto app after I told her about your DP's and she was approved! Has similar score and credit activity, just longer AAoA around 2.5 yrs at time of app

Also CONGRATS on your approval!

[M_Smart007]

Congrats, someone got the whole $5.5K

[macinjosh]

Congrats!