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DCU Approval x2, 1 EQ HP

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coldfusion
Credit Mentor

Re: DCU Approval x2, 1 EQ HP


@Xyta wrote:


anyway, I plan on doing balance transfers on my small cards (she hinted that soon DCU would have 0% APR balance xfer) and then my goal is the 700 club. 

as a s side note, I don't know why any lenders still use eq it seems like they consistently have the most problems and I know for me their reporting is very favorable to me but also not accurate. 


@Xyta  Congrats on your approval!  You can read this recent thread to learn details about the 0% APR 0% fee balance transfer offers that DCU has historically offered every January. 

 

https://ficoforums.myfico.com/t5/Credit-Cards/DCU-Rewards-Visa/td-p/6429678

 

 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 11 of 21
PandaGirl77
Regular Contributor

Re: DCU Approval x2, 1 EQ HP

Congrats on your approval! Its on my goals list.  What a great rate on the car, congrats on a new vehicle!!









Message 12 of 21
greatscott85
Frequent Contributor

Re: DCU Approval x2, 1 EQ HP

Awesome comeback story! Congrats!

Message 13 of 21
cashorcharge
Community Leader
Super Contributor

Re: DCU Approval x2, 1 EQ HP

That’s terrific!  Congratulations on both your DCU approvals!! 👏🏼🎉🍾

Message 14 of 21
KingRue8500
Senior Contributor

Re: DCU Approval x2, 1 EQ HP

Congrats on your DCU approvals




Message 15 of 21
Xyta
Established Member

Re: DCU Approval x2, 1 EQ HP

Sure, what info are you looking for? Feel free to PM me as well. 

Message 16 of 21
Xyta
Established Member

Re: DCU Approval x2, 1 EQ HP

Thanks for the link, I appreciate that! 


@coldfusion wrote:

@Xyta wrote:


anyway, I plan on doing balance transfers on my small cards (she hinted that soon DCU would have 0% APR balance xfer) and then my goal is the 700 club. 

as a s side note, I don't know why any lenders still use eq it seems like they consistently have the most problems and I know for me their reporting is very favorable to me but also not accurate. 


@Xyta  Congrats on your approval!  You can read this recent thread to learn details about the 0% APR 0% fee balance transfer offers that DCU has historically offered every January. 

 

https://ficoforums.myfico.com/t5/Credit-Cards/DCU-Rewards-Visa/td-p/6429678

 

 



@coldfusion wrote:

@Xyta wrote:


anyway, I plan on doing balance transfers on my small cards (she hinted that soon DCU would have 0% APR balance xfer) and then my goal is the 700 club. 

as a s side note, I don't know why any lenders still use eq it seems like they consistently have the most problems and I know for me their reporting is very favorable to me but also not accurate. 


@Xyta  Congrats on your approval!  You can read this recent thread to learn details about the 0% APR 0% fee balance transfer offers that DCU has historically offered every January. 

 

https://ficoforums.myfico.com/t5/Credit-Cards/DCU-Rewards-Visa/td-p/6429678

 

 


 

Message 17 of 21
CreditAggie
Community Leader
Super Contributor

Re: DCU Approval x2, 1 EQ HP

Congratulations on your DCU approvals!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 18 of 21
Sub16610
Established Contributor

Re: DCU Approval x2, 1 EQ HP

Congrats on your DCU approvals!

Message 19 of 21
Total80sKid
Senior Contributor

Re: DCU Approval x2, 1 EQ HP

Congrats on both of your DCU approvals 👍🏼

Message 20 of 21
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