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DISCOVER 91 day CLI.....SLOW & STEADY

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pizza1
Community Leader
Super Contributor

DISCOVER 91 day CLI.....SLOW & STEADY

I'm definitely on the $500/91day schedule. I've tried everything to get the CLI to change and throw it off track and yet....still $500/91 lol!! This last time I even tried leaving a high balance....nope.  Called the BD# to inquire about more, and they wanted a HP which I declined.  So....CL is consistently climbing at a turtle pace, but happy for the continued movement. 

 

Have had the Discover IT now for 21 months now. I also just recently got the Discover Miles card with a higher SL than my iT had on approval, (which I posted here in approvals as well), so I'll be anxious to see if that card is on the same train as this one, or if it's treated a little differently. Time will tellSmiley Happy 

 

 

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Message 1 of 21
20 REPLIES 20
AverageJoesCredit
Legendary Contributor

Re: DISCOVER 91 day CLI.....SLOW & STEADY

Nice going Pizza! Though $500 may not be much in the grand scheme of things, its at least something that is better than nothingSmiley Happy. I have a feeling when you break that barrier you will be sporting a Discover on par with your Venture lolSmiley Happy
Message 2 of 21
Anonymous
Not applicable

Re: DISCOVER 91 day CLI.....SLOW & STEADY

Thanks for the data points Pizza - I too have experienced the Disco $500 CLI, followed and surrounded by a few flat-out declines on CLI request. But-but! I am also convinced, as mentioned a few days ago in another Discover thread, that there is a positive distance between CLI requests made a handful of days after a statement cut, and yes, waiting 61-91 days either for auto CLI, or pushing the big red button.
To be honest, it's been very exciting to read through the mini forest of FICOer experiences with Discover, over the last two weeks. We may be headed for a dedicated Disco thread, if there isn't one already - not in concern for the enigma D machine, but in a (hopefully) rather fun study of it. RAWR!

Message 3 of 21
Aduke1122
Senior Contributor

Re: DISCOVER 91 day CLI.....SLOW & STEADY

Hey that's OK Pizza slow and steady wins the race! I know it can be very frustrating though but just keep at it and it will pay off !
Message 4 of 21
Benzman
Frequent Contributor

Re: DISCOVER 91 day CLI.....SLOW & STEADY

Just noticed today after looking at your photo Pizza, your cash advance line is higher than mine, even though my total credit limit is $10,500, my cash advance limit is only $1,100. Anyone else experiencing this?

Amex CM 10K | Amex ED 10K | Amex BCE 7.5K | 5/3RD SU2C 10K | 5/3RD SU2C 6.5K | Barclays Cash 6K | Barclay AARP 3.5K | Bread AMEX 9K | Citizens Cash 8K | Citizens Clear 2K | Citi® DP 11.3K | Citi® Simplicity 9.4K | Citi® TY 6.5K | Citi® DC 4K | Citi CuC 3.4K | Cap One QS 14.6K | Cap One WM MC 11K | Discover It 19.5K | Discover Miles 13.5K | BOA Cash 13.2K | BOA 7K | US Bank State Farm Visa 4K | US Bank AMEX 22.5K | US Bank Plat 16.5K | US Bank Cash 11.2K | FNBO Rewards 20K | FNBO Evergreen 11.3K | Huntington Voice 7,750K | Huntington Voice Rewards 8.7K | PF|CP Rewards 8.2K | PF|CP Gold 3.2K | PNC Cash 15K | PNC Core 15K | PNC Points 8K | Fidelity 15K | Wells Active 12K | Wells Reflect 10K | Target MC 12.5K | TD Cash 4.5K | Truist 6.5K | Truist 6.5K | Truist 6.5K | Truist 6.5K | Synch Premier MC 11.6K | Ebay MC 10K | Apple Card 5.5K | Deserve Digital 6K | Simon AMEX 6K | Chase Amazon 1.5K | F8 Scores 4/23 EX789; TU781; EQ792.
Message 5 of 21
My_Fako
Established Contributor

Re: DISCOVER 91 day CLI.....SLOW & STEADY

My limit is smaller than both of yours $2700, but the weird thing is my cash advance is the same as my limit. 

 

I'm also on the dreaded 91 day cli schedule. 😬

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 6 of 21
AverageJoesCredit
Legendary Contributor

Re: DISCOVER 91 day CLI.....SLOW & STEADY

Im not sure being on the 91 day cli schedule should be considered dreadedSmiley Happy. If i were to receive a sp cli every 3 months regardless of limit id be a happy camper cuz not alot of cards give many credit line increases and if you can score 4 a year even at 500 a pop, thats 2k a year just to hit a buttonSmiley Happy. If your 91 days falls on Oct 31, dread away my dear Watson, dread awaySmiley Wink
Message 7 of 21
Anonymous
Not applicable

Re: DISCOVER 91 day CLI.....SLOW & STEADY

Congrats Pizza!

Message 8 of 21
Anonymous
Not applicable

Re: DISCOVER 91 day CLI.....SLOW & STEADY

Congrats Pizza . 🎉🍾🎊🎊🍾🎉

Message 9 of 21
lg8302ch
Senior Contributor

Re: DISCOVER 91 day CLI.....SLOW & STEADY

Congrats ...nice and steady is wonderful Pizza... ... I am still trying for fun to get the last 500$ CLI to get an even CL and it is still a  no no for me  Smiley LOL

Message 10 of 21
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