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Walmart - Approved - $700 (Assume Store card)
Tjmaxx - Questionable - 7 to 10 day - Maybe they need to look it over after they approved the Walmart card?
Cablelas Visa - Approved - she will wait until it comes in the mail. Added me as AU since the card is so beautiful..
She wanted three cards she would use and her credit isn't quite there for Citi or Chase.
So the rebuilding has begun
Data Points
Credit scores 620 to 650 range
1 Old Derog - Medical
School loans needing rehab.
Amazing.. Congrats to DW.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@JamP wrote:Walmart - Approved - $700 (Assume Store card)
Tjmaxx - Questionable - 7 to 10 day - Maybe they need to look it over after they approved the Walmart card?
Cablelas Visa - Approved - she will wait until it comes in the mail. Added me as AU since the card is so beautiful..
She wanted three cards she would use and her credit isn't quite there for Citi or Chase.
So the rebuilding has begun
Data Points
Credit scores 620 to 650 range
1 Old Derog - Medical
School loans needing rehab.
Tjmaxx Denied. I think this is her third time denied by them now.
630 TU but school loan issues and debt ratio.
Going to have to show use on Walmart to prove it to them I guess.
Tjmaxx is the only card she really wants, would give up all of her cards for it...
TJ Maxx was a tough one for me to get as well. It took me about three times before they finally approved me. I was out of town during christmas when I apped again and I had to call verification. I was approved for 200, which I can't do much with but it's an approval.
Cabelas Visa approved with a 612 TU for $1000 which is great.
Tried to get a cli out of Sync on her Walmat Store card was Denied via chat so that stayed at $700 which she has more then half spent already
Cap1 just gave her a $2k auto cli on her QS1 making it $4000, I've had Cap1 forever and never got an auto cli.
Her Secured Discover IT hasn't graduated yet but hopefully will soon, its still sitting at the original $200.
So I keep rebuilding her credit... She will get TJmaxx someday..