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DW App Spree

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JamP
Valued Contributor

DW App Spree

Walmart - Approved  - $700 (Assume Store card)

Tjmaxx - Questionable - 7 to 10 day - Maybe they need to look it over after they approved the Walmart card?

Cablelas Visa - Approved - she will wait until it comes in the mail. Added me as AU since the card is so beautiful..

 

She wanted three cards she would use and her credit isn't quite there for Citi or Chase.

So the rebuilding has begun Smiley Very Happy

 

Data Points

Credit scores 620 to 650 range

1 Old Derog -  Medical

School loans needing rehab.

250k+ CL and climbing.
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: DW App Spree

Amazing.. Congrats to DW.

Message 2 of 6
RonM21
Valued Contributor

Re: DW App Spree

Congrats and best of luck on the rebuilding effort!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 6
JamP
Valued Contributor

Re: DW App Spree - Update


@JamP wrote:

Walmart - Approved  - $700 (Assume Store card)

Tjmaxx - Questionable - 7 to 10 day - Maybe they need to look it over after they approved the Walmart card?

Cablelas Visa - Approved - she will wait until it comes in the mail. Added me as AU since the card is so beautiful..

 

She wanted three cards she would use and her credit isn't quite there for Citi or Chase.

So the rebuilding has begun Smiley Very Happy

 

Data Points

Credit scores 620 to 650 range

1 Old Derog -  Medical

School loans needing rehab.


Tjmaxx Denied. I think this is her third time denied by them now.

630 TU but school loan issues and debt ratio.  

 

Going to have to show use on Walmart to prove it to them I guess.

 

Tjmaxx is the only card she really wants, would give up all of her cards for it...

 

250k+ CL and climbing.
Message 4 of 6
Pway
Valued Contributor

Re: DW App Spree - Update

TJ Maxx was a tough one for me to get as well.  It took me about three times before they finally approved me.  I was out of town during christmas when I apped again and I had to call verification.  I was approved for 200, which I can't do much with but it's an approval.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 5 of 6
JamP
Valued Contributor

Update -- DW App Spree

Cabelas Visa approved with a 612 TU for $1000 which is great.

Tried to get a cli out of Sync on her Walmat Store card was Denied via chat so that stayed at $700 which she has more then half spent already

Cap1 just gave her a $2k auto cli on her QS1 making it $4000, I've had Cap1 forever and never got an auto cli.

Her Secured Discover IT hasn't graduated yet but hopefully will soon, its still sitting at the original $200.

 

So I keep rebuilding her credit... She will get TJmaxx someday..

250k+ CL and climbing.
Message 6 of 6
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