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Dell Approval 3k CL after BK7 Discharge

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Snipper117
Contributor
‎10-10-2020 10:06 AM
‎10-10-2020 10:06 AM

Dell Approval 3k CL after BK7 Discharge

Just got my BK7 Discharge on 10/7/2020 after filing on 5/29/2020.  I already have a mortgage installment reporting, so i'm going for 3 revolvers then to the garden for 6-12 months.  Today applied for OpenSky Secured card with $300 limit and approved with no HP.  Also I found a great post here in the forums with direct links to numerous prequal sites.  One of the links was to Dell Financial which pulled experian as a installment loan inquiry.  I thought this would report as a revolving line of credit.  I filled out the info and it said pre-qualified for $2500.  So I pulled the trigger and was approved for 3k somehow.  Going to check out a couple local credit unions and see if I can pick up one more secured card.  I burned everyone in my BK7.

10/07/2020 BK7 Discharged Papers Received
10/07/2020 FICO 8 SCORES EXP 586 EQU 610 TU 557
Message 1 of 15
14 REPLIES 14
AllZero
Mega Contributor
‎10-10-2020 10:07 AM
‎10-10-2020 10:07 AM

Re: Dell Approval 3k CL after BK7 Discharge

Congratulations on your approval!
Message 2 of 15
M_Smart007
Legendary Contributor
‎10-10-2020 10:08 AM
‎10-10-2020 10:08 AM

Re: Dell Approval 3k CL after BK7 Discharge

Congratulations on your Approval and rebuild..

Message 3 of 15
blindambition
Senior Contributor
‎10-10-2020 10:10 AM
‎10-10-2020 10:10 AM

Re: Dell Approval 3k CL after BK7 Discharge

Congrats on approval!! Continued success on rebuild!

Smiley Happy

Message 4 of 15
cashorcharge
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎10-10-2020 03:15 PM
‎10-10-2020 03:15 PM

Re: Dell Approval 3k CL after BK7 Discharge

Congratulations on your approval!  Heading down the right path for sure!  Enjoy that new card!

Message 5 of 15
CreditAggie
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎10-10-2020 03:49 PM
‎10-10-2020 03:49 PM

Re: Dell Approval 3k CL after BK7 Discharge

Congratulations on your Dell approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 15
TSlop
Valued Contributor
‎10-10-2020 05:06 PM
‎10-10-2020 05:06 PM

Re: Dell Approval 3k CL after BK7 Discharge

Congrats on your approval!

Message 7 of 15
gdale6
Moderator Emeritus
‎10-11-2020 06:10 AM
‎10-11-2020 06:10 AM

Re: Dell Approval 3k CL after BK7 Discharge

Grats on getting your rebuild started Smiley Happy

Message 8 of 15
Cred4All
Valued Contributor
‎10-11-2020 06:21 AM
‎10-11-2020 06:21 AM

Re: Dell Approval 3k CL after BK7 Discharge

Congrats on the new addition!


Message 9 of 15
MartyWrite75
Valued Contributor
‎10-11-2020 10:45 AM
‎10-11-2020 10:45 AM

Re: Dell Approval 3k CL after BK7 Discharge

Congratulations on your approval!  Good luck on your rebuild, too!  You got this!  

June 2025: Experian 772; Equifax 788; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 10 of 15
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