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Dell Approval 3k CL after BK7 Discharge

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Contributor

Dell Approval 3k CL after BK7 Discharge

Just got my BK7 Discharge on 10/7/2020 after filing on 5/29/2020.  I already have a mortgage installment reporting, so i'm going for 3 revolvers then to the garden for 6-12 months.  Today applied for OpenSky Secured card with $300 limit and approved with no HP.  Also I found a great post here in the forums with direct links to numerous prequal sites.  One of the links was to Dell Financial which pulled experian as a installment loan inquiry.  I thought this would report as a revolving line of credit.  I filled out the info and it said pre-qualified for $2500.  So I pulled the trigger and was approved for 3k somehow.  Going to check out a couple local credit unions and see if I can pick up one more secured card.  I burned everyone in my BK7.

10/07/2020 BK7 Discharged Papers Received
10/07/2020 FICO 8 SCORES EXP 586 EQU 610 TU 557
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14 REPLIES 14
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Super Contributor

Re: Dell Approval 3k CL after BK7 Discharge

Congratulations on your approval!
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Epic Contributor

Re: Dell Approval 3k CL after BK7 Discharge

Congratulations on your Approval and rebuild..

popcorn eating emoticon.gif

Message 3 of 15
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Community Leader
Senior Contributor

Re: Dell Approval 3k CL after BK7 Discharge

Congrats on approval!! Continued success on rebuild!

Smiley Happy

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Valued Contributor

Re: Dell Approval 3k CL after BK7 Discharge

Congratulations on your approval!  Heading down the right path for sure!  Enjoy that new card!

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Valued Contributor

Re: Dell Approval 3k CL after BK7 Discharge

Congratulations on your Dell approval!



Current FICO 8:

Credit Age:

Inquiries:

Goal Cards:


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Established Contributor

Re: Dell Approval 3k CL after BK7 Discharge

Congrats on your approval!


Message 7 of 15
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Moderator

Re: Dell Approval 3k CL after BK7 Discharge

Grats on getting your rebuild started Smiley Happy

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Valued Contributor

Re: Dell Approval 3k CL after BK7 Discharge

Congrats on the new addition!


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Established Contributor

Re: Dell Approval 3k CL after BK7 Discharge

Congratulations on your approval!  Good luck on your rebuild, too!  You got this!  

December 2020: Experian 687 Equifax 694 Transunion 701


Cards I Have:
Cap One QS: $600
Cap One QS1: $2,600
Discover It: $2,900
Cap One Walmart: $600
AMEX BCE: $1,000
Amazon Prime Store Card: $2,000
Overstock Store Card: $3,050

Wishlist Cards:
Citi Double Cash
Paypal Mastercard
Discover Cash Back
Cap One Savor


Gardening until Spring 2021



Total Utilization: 26%==>23%

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