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Denied for barclays US Air

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chalupaman
Super Contributor

Re: Denied for barclays US Air


@jsucool76 wrote:

Pulled 3k off my arrival card and got approved. 

 

I'll change all my recurring bills i have on it and then probably move the last $500 off and close it. Smiley Tongue 

 

50k miles, yayayay Smiley Very Happy 


How were you able to get a hold of them today? They didn't even pull a CR for mine.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 11 of 33
jsucool76
Super Contributor

Re: Denied for barclays US Air


@chalupaman wrote:

@jsucool76 wrote:

Pulled 3k off my arrival card and got approved. 

 

I'll change all my recurring bills i have on it and then probably move the last $500 off and close it. Smiley Tongue 

 

50k miles, yayayay Smiley Very Happy 


How were you able to get a hold of them today? They didn't even pull a CR for mine.


866-951-1437 <--- 24/7 underwriting # 

 

Gonna have to get this added to the backdoor # thread. 

Message 12 of 33
chalupaman
Super Contributor

Re: Denied for barclays US Air


@jsucool76 wrote:

@chalupaman wrote:

@jsucool76 wrote:

Pulled 3k off my arrival card and got approved. 

 

I'll change all my recurring bills i have on it and then probably move the last $500 off and close it. Smiley Tongue 

 

50k miles, yayayay Smiley Very Happy 


How were you able to get a hold of them today? They didn't even pull a CR for mine.


866-951-1437 <--- 24/7 underwriting # 

 

Gonna have to get this added to the backdoor # thread. 


Nice. Now I just gotta explain to them why I want this card again when I technically had it before. I didn't even take advantage of the sign up bonus then. Help me guys.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 13 of 33
jsucool76
Super Contributor

Re: Denied for barclays US Air


@chalupaman wrote:

@jsucool76 wrote:

@chalupaman wrote:

@jsucool76 wrote:

Pulled 3k off my arrival card and got approved. 

 

I'll change all my recurring bills i have on it and then probably move the last $500 off and close it. Smiley Tongue 

 

50k miles, yayayay Smiley Very Happy 


How were you able to get a hold of them today? They didn't even pull a CR for mine.


866-951-1437 <--- 24/7 underwriting # 

 

Gonna have to get this added to the backdoor # thread. 


Nice. Now I just gotta explain to them why I want this card again when I technically had it before. I didn't even take advantage of the sign up bonus then. Help me guys.


Dont even mention it. 

 

Just say "Hi, I put in an application and was wondering if you needed anything else from me to process it" 

 

They'll tell you what's up, and then work it out with them. 

Message 14 of 33
chalupaman
Super Contributor

Re: Denied for barclays US Air


@jsucool76 wrote:

@chalupaman wrote:

@jsucool76 wrote:

@chalupaman wrote:

@jsucool76 wrote:

Pulled 3k off my arrival card and got approved. 

 

I'll change all my recurring bills i have on it and then probably move the last $500 off and close it. Smiley Tongue 

 

50k miles, yayayay Smiley Very Happy 


How were you able to get a hold of them today? They didn't even pull a CR for mine.


866-951-1437 <--- 24/7 underwriting # 

 

Gonna have to get this added to the backdoor # thread. 


Nice. Now I just gotta explain to them why I want this card again when I technically had it before. I didn't even take advantage of the sign up bonus then. Help me guys.


Dont even mention it. 

 

Just say "Hi, I put in an application and was wondering if you needed anything else from me to process it" 

 

They'll tell you what's up, and then work it out with them. 


Everything checked out, even when she brought up the fact I had the card before and I was honest about what happened and she was able to pull a CR. New accounts got me though and she wasn't able to do anything though she was pretty nice about it. She especially mentioned the fact my current Barclay card is still new in their eyes (I got it back in September) so that was another reason. Oh well. Gardening will be a pain once again but she has a point. There's still the Chase Ink though that I wanna get soon.

 

Someone told me they're still gonna offer this card until March 31st, so I can try again when my Barclay card turns six months.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 15 of 33
Techsavvy
Regular Contributor

Re: Denied for barclays US Air

JSUCOOL76,

 

Congratulations on your approval!

Thanks for that 24/7 underwriting #, I just got my pending Sallie Mae Mastercard app approved by talking with a nice lady. She asked me a few verification questions and then asked why I filed bankruptcy so I explained and she said everything else about my report and history with them was positive and advised since I don't have much usage on my NFL World Mastercard we could move $2500 over to open the Sallie Mae Mastercard. Wait 7-10 days for my card, Yay, I get the opportunity for more credit line increases and the card I really wanted! 

Beginning credit score 3/13 TU 600, EX 601
Current scores 04/15 MYFICO TU 710, EX 699, EQ 663
NFCU Cash Rewards Signature Visa $12,500, Venture $10,000, Venture One $5000, BBVA NBA Amex $3,500, NFL Extra Points World Mastercard $2,500, Sallie Mae Rewards World Mastercard $2,500, Barclay's Reward Mastercard $5,300, Paypal Extras Platinum Mastercard $2,501, Capital One QSI $2,750, Merrick Visa $1100, Discover It $1000, Walmart $6,000, Kohl's $1000, VS $1450, Buckle $1250, Kingsized $1250, HSN $1150, Target $400, TJX Rewards $3500, Chevron $3500
Message 16 of 33
fedxboy
Established Contributor

Re: Denied for barclays US Air


@chalupaman wrote:

@jsucool76 wrote:

@chalupaman wrote:

@jsucool76 wrote:

@chalupaman wrote:

@jsucool76 wrote:

Pulled 3k off my arrival card and got approved. 

 

I'll change all my recurring bills i have on it and then probably move the last $500 off and close it. Smiley Tongue 

 

50k miles, yayayay Smiley Very Happy 


How were you able to get a hold of them today? They didn't even pull a CR for mine.


866-951-1437 <--- 24/7 underwriting # 

 

Gonna have to get this added to the backdoor # thread. 


Nice. Now I just gotta explain to them why I want this card again when I technically had it before. I didn't even take advantage of the sign up bonus then. Help me guys.


Dont even mention it. 

 

Just say "Hi, I put in an application and was wondering if you needed anything else from me to process it" 

 

They'll tell you what's up, and then work it out with them. 


Everything checked out, even when she brought up the fact I had the card before and I was honest about what happened and she was able to pull a CR. New accounts got me though and she wasn't able to do anything though she was pretty nice about it. She especially mentioned the fact my current Barclay card is still new in their eyes (I got it back in September) so that was another reason. Oh well. Gardening will be a pain once again but she has a point. There's still the Chase Ink though that I wanna get soon.

 

Someone told me they're still gonna offer this card until March 31st, so I can try again when my Barclay card turns six months.


OH NO, discouraging news to me with my new accounts and I got my 1st card with them in Aug.   Was going to app next week..............



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 17 of 33
Anonymous
Not applicable

Re: Denied for barclays US Air

@popa, why not try recon again tomorrow?
Message 18 of 33
chalupaman
Super Contributor

Re: Denied for barclays US Air


@Anonymous wrote:
@popa, why not try recon again tomorrow?

I'd much rather get an auto approval like I did back then than having to deal with another analyst. They didn't even pull a CR at first for this card cause I tried the Ring not too long ago and that was an auto denial.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 19 of 33
Anonymous
Not applicable

Re: Denied for barclays US Air

I guess im the only one here stubborn enough to keep calling, lol.

I understand though.
Message 20 of 33
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