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Disco Love!

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JoeRockhead
Community Leader
Super Contributor

Disco Love!

I haven't asked for a CLI from Miss Disco for quite a long time mostly because when I was asking... they weren't very receptive, so I just stopped asking....  Prodded by an inquiry from @NoMoreE46 I went on over to Discover and hit the love button on the red card... Instant approval for double the limit from $3500 to $7000.... the other card, I didn't ask. It's not used very much, but mostly because I didn't want to push my luck, not even for science... Maybe next month.

 

Relevant DPs 

  • Monthly spend on this card is consistently around 60%
  • Paid down to 0 before statement cuts
  • SP approval

Thank you Miss Disco.... and @NoMoreE46 !

Message 1 of 21
20 REPLIES 20
GZG
Senior Contributor

Re: Disco Love!

very nice CLI! 

 

with that kind of spend I'd be pressing the button every month! 

 

congrats!!

Starting FICO 8:
Current FICO 8:



Message 2 of 21
Rdbeetle
Valued Contributor

Re: Disco Love!

Congrats on Discover doubling your limit!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
Walmart CashRewards WMC $5k
FICO 8 Scores: EX 796 I TU 800 I EQ 802
Message 3 of 21
ptatohed
Senior Contributor

Re: Disco Love!

Nice, congrats JR!  Both your Discos are Cash-Back?  Or?

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 4 of 21
JoeRockhead
Community Leader
Super Contributor

Re: Disco Love!


@ptatohed wrote:

Nice, congrats JR!  Both your Discos are Cash-Back?  Or?


@ptatohed yes they're both Cash Back... The only difference is the spruce card was originally approved as a BT card with an extended BT window of 18 months or something different than their regular offer (I think, don't really remember) but I never used it for that. Otherwise it's the same as the other CB card. I also don't remember why I thought it was a good idea to get a second Disco Smiley Very Happy  

Message 5 of 21
SouthJamaica
Mega Contributor

Re: Disco Love!

Congratulations on your CLI approval Smiley Happy


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 6 of 21
CardHunter
Established Contributor

Re: Disco Love!


@JoeRockhead wrote:

I haven't asked for a CLI from Miss Disco for quite a long time mostly because when I was asking... they weren't very receptive, so I just stopped asking....  Prodded by an inquiry from @NoMoreE46 I went on over to Discover and hit the love button on the red card... Instant approval for double the limit from $3500 to $7000.... the other card, I didn't ask. It's not used very much, but mostly because I didn't want to push my luck, not even for science... Maybe next month.

 

Relevant DPs 

  • Monthly spend on this card is consistently around 60%
  • Paid down to 0 before statement cuts
  • SP approval

Thank you Miss Disco.... and @NoMoreE46 !


Nice! Congrats on the double! 

Message 7 of 21
Zoostation1
Valued Contributor

Re: Disco Love!

@JoeRockheadCongrats on the CLI!  When you orginally applied for the BT card, was it from a 3rd party link? I've seen the BT card (always defaults to that spruce green you mentioned), but only on 3rd party sites like CK among a couple others.  It's always with that extended BT offer in place of a 0% for 12 months on new purchases that I've seen on the regular Cash Back.  On a side note I'm glad you referred to it as the Cash Back card and not "It".  There seems to be a tendency to refer to all of the current varieties as just "It" instead of It Cash Back, It Chrome, It Student Cash Back  etc.  It's really insignificant but it has somehow become a pet peeve of mine.

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
Jan 2026 FICO 8:
Jan 2026 FICO 9:
Jan 2026 FICO 10:
Jan 2026 FICO 10T:
Message 8 of 21
Traveler101
Established Contributor

Re: Disco Love!

Congratulations on the love. That's always nice to see via sp. Enjoy your new limit. You are on a roll.

Message 9 of 21
JoeRockhead
Community Leader
Super Contributor

Re: Disco Love!

@Zoostation1, while I can't recall what the details of the offer were at the time, I do know I applied for the second (spruce) card directly through Discover. 

Message 10 of 21
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