Update : Apparently Discover giveth and taketh away on the same day! Looked at account this morning and the $300 increase stuck, the additional $700 I got for calling in is gone. Limit showed $3400 yesterday, but $2700 today. Also have a letter in snail mail today from Disco. Surely they couldn't get a letter about stuff that happened yesterday to me this morning....nobody works that quickly. Oh well it's still a net increase so I'll try not to be too bummed about it.
Was over reading the Disco unofficial data points thread and thought I might as well try again since it is a soft pull and last month, or maybe it was August they totally denied my request.
Via online luv button (actually I don't see a real button, there's just an option to request more in the pull down menu) I asked, got a page to update my info, increased what I list as assets since over the last few months I've saved a few more $$ and pressed submit and waited. A few seconds later, $300 CLI (my word that's tiny, but at least it wasn't a decline or $100--I've seen some folks lately say they got offered $100). Kept reading through the thread as I prepared to post my results in it and saw that one should CALL IN to double dip. I thought you just do that online after an AUTO CLI, and sure enough called in, the rep offered $700 more for a total $1000 CLI and I took it. YAY! This makes Disco my highest limit card ($3400) which is fine for me as I don't want or need too high limits, might fall back into temptations that wrecked things years ago and have to rebuild a third time. Ain't nobody got time for that! So I'm happily sitting in the garden until 2020 when all the inquiries and a couple of baddies drop off.
March 2018-- starting limit $1600 with 627 TU
July 2018-- Auto CLI $500 + $300 double dip via luv button
Aug/Sept-- CLI via luv button DENIED (annoyance induced sock drawer for 1 statement)
October 2018 -- CLI $300 via love button + $700 via call in (out of sock drawer just in time for Amazon Christmas shopping 5%)
