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Discover Cashback Approval

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Rhaeny
Valued Contributor

Discover Cashback Approval

Firstly, I was approved for Discover Cashback with a $5,500 SL...slightly disappointed in the limit but okay.

 

Seondly, where have I been that I didn't know that Discover was now owned by Cap1? Smiley Indifferent  Silly me!

 

I burned both Cap1 & Discover in my bk from 2016, so there's that part. My CL for both are much higher now than back then. So now it's time to garden for a long while now. I have 4 accounts that just turned one year old, and now I just added Discover. So that's 5 in less than 2 years. I have enough cards to juggle now so I'll just sit back and relax.

 

DP:

Did preapproval first.
HP on Experian.
Score was 738.
BK is still showing on report. 
Utilization  7%

 

 

Cap1 Quicksilver 20K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Discover 5.5K | Home Depot 6K | Bank of America Visa 12K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 4.5K | Merrick Visa 2.3K | Verizon Visa 250 | Amazon Store 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 1 of 6
5 REPLIES 5
Rebuild2019
Valued Contributor

Re: Discover Cashback Approval

Congratulations on your approval and SL @Rhaeny 


CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 2 of 6
crystal626
Established Contributor

Re: Discover Cashback Approval

Congrats!

3/2/26

EX8 760
EQ8 778
TU8 780
TU VS4 778

22 cards TCL $258,400 ACL $11,745
Message 3 of 6
BrutalBodyShots
Established Contributor

Re: Discover Cashback Approval

That's impressive that you were given a solid SL approval considering you burned them less than a decade ago. You made out well!

Message 4 of 6
USMCOne
Regular Contributor

Re: Discover Cashback Approval

Congrats. Discover Cashback can be a great card depending on what they are offering that quarter. Ensure you preselect the 5% when it hits. Easy to forget. 

Message 5 of 6
Copenix
Frequent Contributor

Re: Discover Cashback Approval

Congrats on your approval

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $117.8K | Utilization 0.9%

FICO 8s March 2026


Message 6 of 6
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