Discover Graduation

Jshepherd04 · ‎08-28-2021

3 days after my 7th statement cut my $800 Discover secured card graduated to a $1500 unsecured card. I was disappointed after the 7th statement cut without a graduation but it seems their systems don't work immediately. Now just 1 more secured card left to graduate!!

EDIT: Just after posting I got a MyFICO alert that my Discover balanced changed on Experian. Might be something to it or just a coincidence.

Starting FICO8 Score on 01/2021: EQ-540, TU-540, EX-540
Current FICO8 Score on 04/2024: EQ-687, TU-716, EX-665
Credit Cards
Discover IT (1/15/2021) - $1,500 SL
Capital One QuickSilver (3/4/2021) - $300 SL
NFCU Cash Rewards Mastercard (4/12/2021) - $6,000 SL
NFCU Cash Rewards Visa (5/31/2021) - $23,000 SL
Lowes Advantage (9/3/2021) - $6,000 SL
Directions CU Rewards Visa (9/9/2021) - $5,000 SL
Amex Blue Cash Preferred (2/13/2022) - $1,000 SL
PenFed Power Cash Rewards Visa (2/15/2022) - $2,000 SL
Capital One Platinum (3/1/2022) - $2,000 SL
Toro Card (TDBank)(5/30/22) - $3,500 SL
CareCredit(7/1/22) - $7,000 SL
Citi Double Cash Rewards Card(7/6/23) - $970 SL
PayPal Rewards Card(7/20/23) - $1,400 SL
Amazon Prime Card(12/20/23) - $1,200 SL
USAA Rate Advantage Visa Platinum(4/29/24) - $1,000 SL
Total CL - $61,870
PenFed Auto Loan at 4.4% APR(12/26/2021)

Elpadrino1 · ‎08-28-2021

Congrats on your Disco graduating and CLI!!

gdale6 · ‎08-28-2021

Grats on the graduation and the subsequent move on up

sourpuss29 · ‎08-28-2021

Congrats on graduating!🎉

CreditAggie · ‎08-28-2021

Congratulations on your Discover graduation and CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

KingRue8500 · ‎08-28-2021

Congrats on your Discover Graduation

firefox100 · ‎08-28-2021

That is great congratulations nice going.

chalupaman · ‎08-28-2021

Keep treating that Discover card right and they might keep giving you more. Congrats.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

cashorcharge · ‎08-28-2021

Congratulations on you graduation!!

Taurus22 · ‎08-28-2021

Congrats on your Discover graduation!

My Wallet

Sock Drawered

On Deck: Possibly Aven 3% Visa