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Discover IT Cash Back Approved!

Auto Loans for ANY Credit Situation. Immediate Response.
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Regular Contributor

Discover IT Cash Back Approved!

I've been waiting for my 91/3 for NFCU and had a bunch of things fall off my report recently. I realized I hadn't checked the Discover prequal in a while so I said what the heck.

 

Never had anything other than the secured show up but this time...

 

IT Cash Back AND Chrome.

 

Good enough for me. Applied, they asked to upload proof of address and ssn so I did. It said to call for immediate review so I did, the rep put me on hold and came back to say "Congratulations! You have been approved for $1000 SL and will have the card in a few days!"

 

Rebuild is going well Smiley Very Happy

 

Data points:

Pulled EQ - FICO 8 at 653

Utilization at about 15% total reporting, one card only at 85%, all others 0 or very low balances (made a large purchase recently).

Income 75k

1 baddie

Starting FICO 8 as of 2 APR 2019

FICO 8 as of 10 OCT 2019

FICO 9 as of 2 APR 2019

Goal 700 across the board by 7/2021
Message 1 of 16
15 REPLIES 15
Valued Contributor

Re: Discover IT Cash Back Approved!

YOU...

awesome congratulations GIF by Slanted Studios

From 1 Rebuilder to another Rebuilder, CONGRATS  on your Discover IT Cash Back approval, Thanks for the DPs. and Welcome to the Disco family!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $12.2K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | Apple Card WEMC $6K | NFCU cashRewards $3K | NFCU More Rewards AMEX $25K
Macy's AMEX $1K | PenFed Power Cash Rewards VS $7,500

TCL - $166.5K+ | Rebuilding since April 2018
Message 2 of 16
Community Leader
Mega Contributor

Re: Discover IT Cash Back Approved!

Congrats on your approval
Message 3 of 16
Established Contributor

Re: Discover IT Cash Back Approved!

Congrats on your disco approval!



[Penfed Platinum Rewards 10k][TD Ameritrade-2k][BOA Cash Rewards 22k][NFCU cashRewards 33k][TDcash 5k][IHG 14.2k][BOA 15.8k][Amazon Prime Store 10k][Amazon PrimeVS 500][Amex BCE 6k][WellsFargo CashWise 14k][PNC Core 19.5k][WalmartMC 11k][SearsMC 15k][Lowes 35k][Toyota 18k][Capital One 5250][BP 10k][Home Depot 24.2k][Chase FU 6.6k][Discover 22.5k]
- [BOA CR $12.5k][Amex SC+ $13.5k][Amex B4B $35k][Chase Ink $45k][PNC $26.5k]
Message 4 of 16
Community Leader
Valued Contributor

Re: Discover IT Cash Back Approved!

They grow well. Congrats!!

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 5 of 16
Regular Contributor

Re: Discover IT Cash Back Approved!

Congratulations!







Message 6 of 16
Senior Contributor

Re: Discover IT Cash Back Approved!

Congrats!









Message 7 of 16
Valued Contributor

Re: Discover IT Cash Back Approved!

Congrats on your approval. I love my Disco It card!!
Message 8 of 16
Super Contributor

Re: Discover IT Cash Back Approved!

Disco IT APProval

Message 9 of 16
Contributor

Re: Discover IT Cash Back Approved!

Congrats
current scores








Gardening since 6/03/19
Cap1 Qs $400
Cap1 plat-$300 on steps
Citi secured-$300
Gettington-$500 about to be replaced by Amazon builder.
Message 10 of 16
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