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Discover IT Secured graduated!

Contributor

Discover IT Secured graduated!

I could not figure out why my regularly scheduled statement was delayed, but I figured it was just holidays slowing it down. well I checked my account today to see if finally posted or if I needed to call and see what is going on and I had to do a double take when I saw my credit limit was $1,800!! may Janurary statement will be my 7th statement if that helps anyone else out for timelines.

so now I have a Cap 1 unsecured & Discover IT unsecured but I just dropped $200 on citi secured so now I am kind of regretting that but I guess I will keep it open until it unsecures instead of closing it. Now if I could only get comenity/VS to give me a CLI :/

Capital One Platinum | $500Discover IT | $1,800Victoria's Secret Angel VIP | $500Citi Secured | $200
Message 1 of 13
12 REPLIES
Regular Contributor

Re: Discover IT Secured graduated!

Congrats! 🎉
BK7 DC 1/2/2018

Business Credit: Uline Net 30, Quill Net 30, Capital One Spark, BP (Fleetcor) Net 12

Starting Score: 512 Experian Fico 1/7/2018
Current Score: EXP 633 // TU 631 // EQ (unknown)
Goal Score: 700+ across the board by 2020


Seedling planted 1/7/19, gardening indefinitely.
Message 2 of 13
Regular Contributor

Re: Discover IT Secured graduated!

Congrats! Enjoy your new unsecured, higher limit CC!
REBUILD STARTED 10/27/18


SCORES 1/15/19


“Breathing new life into a dead credit file”
(Waiting for new UTI% to be reported, 97%—>33%)
Message 3 of 13
Valued Contributor

Re: Discover IT Secured graduated!

Congrats OP. A nice 2019 surprise.
GOALS: Garden til DEC 2020 and 800 Club

Scores
JAN 2019: EX 794, TU 783, EQ 801
DEC 2018: EX 777, TU 783, EQ 799

|| NFCU CashRewards $25K || AmX ED $25K || Discover IT $15.7K || NFCU CLOC $15K || Macy's $15K || AmX Magnate $11.5K || NFCU Platinum $7.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 4 of 13
Regular Contributor

Re: Discover IT Secured graduated!

Plz tell me how you used your card.  Cl, pymts, etc.  I wanna do like you!

Starting Score: 680
Current Score: 748
Goal Score: 790


Take the myFICO Fitness Challenge ~~~~~GARDENING until 2020~~~~~

CapOne Plat/CapOne QS/Citibank/Citizens/Comenity/Discover/Syncb/Synovus/Webbank-DFS/Wells Fargo
MY TAKE HOME PAY DON'T TAKE ME HOME
Message 5 of 13
Contributor

Re: Discover IT Secured graduated!

Thank you all for the kind words & yes it was a great surprise to start the new year with! Smiley Happy

 

@All I did was use it every month, I didn't worry about utilization much. I only had a $200 limit so sometimes I would run up to maybe $180 then PIF before statement cut & I only had $20-$60 on a statement reporting. That was all I did Smiley Happy
Capital One Platinum | $500Discover IT | $1,800Victoria's Secret Angel VIP | $500Citi Secured | $200
Message 6 of 13
Established Member

Re: Discover IT Secured graduated!

Congrats on your unsecured CL, great job!
Starting Score: 600
Current Score: 604
Goal Score: 740


Take the myFICO Fitness Challenge
Message 7 of 13
Valued Contributor

Re: Discover IT Secured graduated!

Congratulations on your card unsecuring!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 8 of 13
New Contributor

Re: Discover IT Secured graduated!

Congratulations on the graduation!!
Message 9 of 13
Valued Contributor

Re: Discover IT Secured graduated!

Congrats!!!

 

 

 

1-2019 / Fico 8 EX 794 , EQ 801 , TR 802
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 10 of 13