So I just joined NFCU on Tuesday and opened a savings account with them, so i could get there cards. I wasnt sure i was even going to be approved but thought if not it would not take long. My current scores were 641 TU 617 EQ 633 EX, I only have a capital one secured ($200) and fingerhut ($600) i have a auto loan but that only reports to EX an EQ. NFCU pulled from TU and i got a instant approval for $500. Im happy because I didnt think I would get approved, my C1 is only 2 months old and fingerhut is only a little over a month......thats the only thing reporting on TU so I knew I wasn't gonna get a high limit like everyone else has been getting but i hope future CLI's will bump it up! I plan on waiting the 91 days and hopefully gettting another one of there cards. They are the only ones that would give me a chance (ive been trying so many pre approvals) thanks again NFCU!!!!
Congrats! Treat them right and they will treat you right as well. Remember to ask for a CLI around 3-6 months as well. A nice trick is to apply for a CLI after AR on odd number months, descreases a chance of a HP but always expect one.