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NFCU Approval!!

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Valued Member

NFCU Approval!!

So I just joined NFCU on Tuesday and opened a savings account with them, so i could get there cards. I wasnt sure i was even going to be approved but thought if not it would not take long. My current scores were 641 TU 617 EQ 633 EX, I only have a capital one secured ($200) and fingerhut ($600) i have a auto loan but that only reports to EX an EQ. NFCU pulled from TU and i got a instant approval for $500. Im happy because I didnt think I would get approved, my C1 is only 2 months old and fingerhut is only a little over a month......thats the only thing reporting on TU so I knew I wasn't gonna get a high limit like everyone else has been getting but i hope future CLI's will bump it up! I plan on waiting the 91 days and hopefully gettting another one of there cards. They are the only ones that would give me a chance (ive been trying so many pre approvals) thanks again NFCU!!!!

Starting Score: 580
Current Score: 640
Goal Score: 750

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Message 1 of 8
Established Contributor

Re: NFCU Approval!!

Nice work Campy! Congratulations! Smiley Happy

Started 6/6/2018 EX - 588 ; EQ - 667 ; TU 575

Updated 12/2018

Message 2 of 8
Valued Contributor

Re: NFCU Approval!!

Congrats on your NFCU approval! It will grow in no time! Smiley Happy

Message 3 of 8
Established Member

Re: NFCU Approval!!

Congrats! Treat them right and they will treat you right as well. Remember to ask for a CLI around 3-6 months as well. A nice trick is to apply for a CLI after AR on odd number months, descreases a chance of a HP but always expect one.

Starting F8 Scores || - FEB 18 - First Auto Loan | 0 CC | 1 Pending Collection
Current F8 Scores || - JAN 19 - 1 Auto Loan | 5 CC | 0 Collections or Late Payments
Goal Scores || 750+ all 3

Message 4 of 8
Senior Contributor

Re: NFCU Approval!!

Congratulations on your approval!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores

Message 5 of 8
New Visitor

Re: NFCU Approval!!

What does AR stand for?

Message 6 of 8
Established Contributor

Re: NFCU Approval!!

Account Review.

Message 7 of 8
Regular Contributor

Re: NFCU Approval!!

Congrats!! You're going to like NFCU, I guarentee it. Smiley Wink



Message 8 of 8