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So I just joined NFCU on Tuesday and opened a savings account with them, so i could get there cards. I wasnt sure i was even going to be approved but thought if not it would not take long. My current scores were 641 TU 617 EQ 633 EX, I only have a capital one secured ($200) and fingerhut ($600) i have a auto loan but that only reports to EX an EQ. NFCU pulled from TU and i got a instant approval for $500. Im happy because I didnt think I would get approved, my C1 is only 2 months old and fingerhut is only a little over a month......thats the only thing reporting on TU so I knew I wasn't gonna get a high limit like everyone else has been getting but i hope future CLI's will bump it up! I plan on waiting the 91 days and hopefully gettting another one of there cards. They are the only ones that would give me a chance (ive been trying so many pre approvals) thanks again NFCU!!!!
Nice work Campy! Congratulations! ![]()
Congrats on your NFCU approval! It will grow in no time! ![]()
Congrats! Treat them right and they will treat you right as well. Remember to ask for a CLI around 3-6 months as well. A nice trick is to apply for a CLI after AR on odd number months, descreases a chance of a HP but always expect one.
Congratulations on your approval!










What does AR stand for?
Account Review.
Congrats!! You're going to like NFCU, I guarentee it. ![]()
As of 3/2022
EQ.-721 | TU.-731 | EX.-708
Top Cards:
AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800
Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000
Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000