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Discover IT and USB go Sig Approval thin file

tag
gt3Rs
Established Member

Discover IT and USB go Sig Approval thin file

I'm new to credit and my file is thin, so I wasn't sure what to expect when I applied for the Discover IT Cashback card on 5/16. It went pending, then I got a 4506-C request. I chatted with Discover on 5/29 to see what was going on, and they asked me to call them.

 

Called / Verified: They approved me for 5K!

 

I didn't know much about US Bank, but I applied for their GO card because it fit my spending. I was pretty sure I was going to get denied because they're known for being conservative lol.

I recieved a text asking if I applied and to call in, They then told me they'd need 2-3 days more to verify. Later I received an email  saying I was approved for $10,000! My P2 added me to there cards as a AU so I'm 1000% sure that helped

 

I can't remember what was pulled but my current scores are Fico 8: 764EXP 732EQ 741TU

 

 

Current cards:

Target card $300 

Amex Everyday (AU) $30k

Discover IT (AU) $2700

CSP on file yet(AU) 12k

Message 1 of 11
10 REPLIES 10
NoMoreDebt
Senior Contributor

Re: Discover IT and USB go Sig Approval thin file

congrats

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 2 of 11
incognitony
Frequent Contributor

Re: Discover IT and USB go Sig Approval thin file

Good for you

Message 3 of 11
Snook_on_the_Line
Established Contributor

Re: Discover IT and USB go Sig Approval thin file

Double congratulations 🍾🎈🎊 

on your double approvals.   

Two for two I give that

two thumbs up

👍🏻 👍🏻 

Message 4 of 11
FicoMike0
Senior Contributor

Re: Discover IT and USB go Sig Approval thin file

Congratulations! Great cl!

Message 5 of 11
keekers
Valued Contributor

Re: Discover IT and USB go Sig Approval thin file

Congrats.


Message 6 of 11
JoeRockhead
Community Leader
Super Contributor

Re: Discover IT and USB go Sig Approval thin file

Nice set of approvals, congratulations.

Message 7 of 11
CreditAggie
Community Leader
Super Contributor

Re: Discover IT and USB go Sig Approval thin file

Congratulations on your approvals!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 11
Legally_Speaking2512
Frequent Contributor

Re: Discover IT and USB go Sig Approval thin file

That's awesome! Congrats on the approvals. 💯💯

Starting Score: 570
Current Score: 643
Goal Score: 800


Take the myFICO Fitness Challenge







Message 9 of 11
Rdbeetle
Valued Contributor

Re: Discover IT and USB go Sig Approval thin file

Congrats on your approvals!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
Walmart CashRewards WMC $5k
FICO 8 Scores: EX 796 I TU 800 I EQ 803
Message 10 of 11
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