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Discover Opened The Door - I Am In !!!

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Anonymous
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Discover Opened The Door - I Am In !!!

Applied for Discover It last weekend.  Had me send them Proof of Address and Soc Sec Number.  Checked app status and it kept showing they needed the documents even though I sent them hours ago so I started a chat and CSR verified that received them  He then said they needed me to call in as well for additional information.  I called and they asked where did I want my card to be sent (good sign) and for my mail and residence addresses and ti name a current credit card that I have.  He then put me on hold and came back and said you are approved for 6k.

 

Later I went to the app site to check and found the following message:

 

Congratulations!
You're approved for a Discover® Card.

Welcome! Soon you'll be getting cash rewards on everything you buy with your new card.
So watch for it in the mail - then activate it right away.

 

Your credit line is $6,000.

 

SL is kind of low compared to my other cards but you have to start somewhere so I am going to make it work for me. As the Godfather of soul would say "Open Up The Door I'll Get It Myself".  They opened the door, I will do the rest.

Message 1 of 11
10 REPLIES 10
austinguy907
Valued Contributor

Re: Discover Opened The Door - I Am In !!!

Discover starts low usually.  This is normal.  They do grow though quite nicely.  I would take it easy on the spend and PIF each month.  This has grown my card 8X the opening limit in a year.  CLI first 90 days are off limits unless you see an auto CLI which indicates that you can hit the button.  From there on I would suggest hitting it every other month to maximize the reward.

 

 

Message 2 of 11
Anonymous
Not applicable

Re: Discover Opened The Door - I Am In !!!

Congratulations! That SL looks great! I only got $1000 to start. I hope it grows quickly for you though! Smiley Happy

Message 3 of 11
Anonymous
Not applicable

Re: Discover Opened The Door - I Am In !!!

Congrats!

Message 4 of 11
surferchris
Valued Contributor

Re: Discover Opened The Door - I Am In !!!

Congrats!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 5 of 11
Anonymous
Not applicable

Re: Discover Opened The Door - I Am In !!!

Congrats!! Welcome to the Discover family. I truly love my card and this company. And your SL will grow, or so I have heard, as many people on this forum grow their Discover cards exponentially. 

Message 6 of 11
truezeta
Established Member

Re: Discover Opened The Door - I Am In !!!

Congrats, my Discover was one of the few cards that survived my divorce.  I had $1500 limit, they dropped me to $1000.

 

I went to pay my bill today and saw they gave me another $1k.

 

So I guess they no longer see me as a risk.

 

Welcome aboard!

Message 7 of 11
Ysettle4
Valued Contributor

Re: Discover Opened The Door - I Am In !!!


@austinguy907 wrote:

Discover starts low usually.  This is normal.  They do grow though quite nicely.  I would take it easy on the spend and PIF each month.  This has grown my card 8X the opening limit in a year.  CLI first 90 days are off limits unless you see an auto CLI which indicates that you can hit the button.  From there on I would suggest hitting it every other month to maximize the reward.

 

 


Truth.

769 INQs: 6774 INQs: 5764 INQs: 8UTIL: 2%AAoA: 5yr 8mosTotal Credit Line: $873,950
Message 8 of 11
Anonymous
Not applicable

Re: Discover Opened The Door - I Am In !!!

Congrats!

 

I was given a 500 SL 3 years ago. Now it's at 7400.

Message 9 of 11
Anonymous
Not applicable

Re: Discover Opened The Door - I Am In !!!

Congratulations! That is a good credit line! Enjoy your card. I love Discover. I get about $50. a month to put in savings. 

Message 10 of 11
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