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Discover finally gave me a CLI Auto

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Shadowfactor
Valued Contributor

Discover finally gave me a CLI Auto

Discover finally gave me a CLI.
Went from $600 to $1600 automatically

Card started out $200 secured.
Graduated at 7 statement.
Raised to $600 then nothing for 8 months.
Score raised 35 points from last CLI
And over 100 points since account opening.

I had tried for an increase 2 days after after my statement cut. Denied.

Was sorta surprised when I saw this.

I had called yesterday and complained about my CL being so low.





Total Revolving Limits $254,800

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Discover finally gave me a CLI Auto

Congrats on your Disco auto luv! Your effort paid off, almost 3x. Smiley Happy

Message 2 of 11
AverageJoesCredit
Legendary Contributor

Re: Discover finally gave me a CLI Auto

Its the Dishadow FactorSmiley Happy
Message 3 of 11
Shadowfactor
Valued Contributor

Re: Discover finally gave me a CLI Auto

It’s enough of an increase to keep the card though since it’s a 5% card, I don’t need a huge limit but the $600 was laughable.

Before the increase its was 5X lower then my 2nd lowest CL and 31X lower then my highest CL.

Still my lowest card by far, and it survived the chopping block for now.




Total Revolving Limits $254,800

Message 4 of 11
19eighty5
Senior Contributor

Re: Discover finally gave me a CLI Auto

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 5 of 11
FireMedic1
Community Leader
Mega Contributor

Re: Discover finally gave me a CLI Auto

Congrats! I went dry today. 2nd statement got 1000, no DD, 3rd statement 1500, 4th statement....NADA! Now I'll get the AJC $500 special from now on I guess. Smiley Very Happy



BK Free Aug25
Message 6 of 11
Anonymous
Not applicable

Re: Discover finally gave me a CLI Auto

I just received one a few days ago as well. Funny thing is I haven't used it the last few months as Uber has been my daily driver. I think Discover got jealous lol

Message 7 of 11
MartyWrite75
Valued Contributor

Re: Discover finally gave me a CLI Auto

Congratulations on your CLI!!

June 2025: Experian 772; Equifax 788; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 8 of 11
joltdude
Senior Contributor

Re: Discover finally gave me a CLI Auto


@Shadowfactor wrote:
Discover finally gave me a CLI.
Went from $600 to $1600 automatically

Card started out $200 secured.
Graduated at 7 statement.
Raised to $600 then nothing for 8 months.
Score raised 35 points from last CLI
And over 100 points since account opening.

I had tried for an increase 2 days after after my statement cut. Denied.

Was sorta surprised when I saw this.

I had called yesterday and complained about my CL being so low.


Shadow:

Interesting.. Iv had an interesting situation... While i was on chat with Disco trying to find out about what was going on with the IUP/Citizens bank passing the buck over mispulling the iphone loan... Had a bit of smalltalk .. Guess im not the first one having issues with Citizens and the autopays for the IUP.. (Iphone upgrade program) and do recall mentioning perhaps i shoulda just paid it in full or paid it off.. Oddly enough afterwards I either got an auto or tried for a CLI a day or so later, and got much more than expected.... Just know it completely caught me offguard...   Iv seen some others who have been denied CLIs get autoclis not too far from the request.. Wonder if they do actually kick it up or somehow flag the account to have it looked over or do it when the member becomes eligible.....  Discover doesn't do recons but I wouldnt be surprised if theres some voodoo at play here...

 

-J

 

Message 9 of 11
joltdude
Senior Contributor

Re: Discover finally gave me a CLI Auto

And....

 

Since its an auto-cli, are you going to go boldly for a Double Dip???

I'd do it just in spite.....

 

-J

 

Message 10 of 11
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