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Ducks unlimited APPROVAL $15k w/7 inq Experian!

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Regular Contributor

Ducks unlimited APPROVAL $15k w/7 inq Experian!

🦆🦆🦆 $15,000 instant!

Woo hoo! This is the last card I wanted to add to my profile! 5% back on gas when I commute 2 hours a day!

I was a bit worried about my inquiries since I have 7 on experian (thought it was lower) my scores are 782/782/775, 8% util, many new accounts at or less than a year old, income $155k w/ authorized user holding similar profile on application as well (hubby) no delinquency or lates either profile. So it turns out inquiries don’t matter much if the rest of your profile is robust 🎉

I’m also in Washington state so as others have mentioned it is possible with this particular card to get in outside of their geo boundaries for other cards.

805 Equifax, 815 TransUnion, 792 Experian

$30,000 Savor Capital One
$29,000 Boeing Employees MasterCard
$18,000 Synchrony Care Credit
$17,000 Boeing Employees CU Visa
$15,000 US Bank Cash Plus Visa
$14,000 Bank Of America World Cash Rewards MasterCard
$14,000 Platinum Visa Columbia Bank Auth User
$14,000 Best Buy Citi Card
$13,500 American Express Blue Cash Everyday
$10,000 Propel Wells Fargo Amex
$9,500 Bank of America Visa
$1,000 Maurice’s Capital One

Total personal CL’s $155,500
Message 1 of 24
23 REPLIES 23
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Super Contributor

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!

Congratulations on your approval!
Message 2 of 24
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Moderator

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!

congrats on approval was my sl as well... card will grow after 6 months by sp cli probably at 5k then every 4 months after at 5k.. enjoy!

Message 3 of 24
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Established Contributor

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!

Congrats!




Chase Sapphire Reserve 18.5k
Chase Freedom Unlimited 11.7k
American Express Bonvoy Brilliant 22.5k
Barclays Aviator Red 4k
Citi Double Cash 12k
Amazon Store Card 10k

Fico 8s as of 05/01/2020:





Message 4 of 24
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Senior Contributor

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!

Congrats on your new Ducks Unlimited approval!

Currently: Gardening since 04/2020




Message 5 of 24
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Valued Contributor

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!

Congratulations!



Message 6 of 24
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Valued Contributor

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!

Real nice approval. Congrats!

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (05/20/2020): FICO 08 EXP: 743; TU: 751; EQ: 759
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 7 of 24
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Valued Contributor

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!

https://www.cutesypooh.com/wp-content/uploads/2017/09/16-WQCgibe.gif

 

Qwack!    Qwack!  Smiley Very Happy

      Here come those ducks again!

Enjoy your new card and super-duper starting limit!

                I need to get this card one day.  Smiley Happy

 

 

 



Updated 05/18/2020
Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 26+ years;
AAoA = 8+ years; AoYA = less than 1 year (April 2020)
Total Open Credit Lines Over $492K. Utilization Less Than 1%. Inquiries until Nov 2020 (TU:2 -- EQ:4 -- EX:6)
*Hover cursor over each card to see name & CL, or press & hold on mobile app.
Message 8 of 24
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Moderator

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!

That is a great approval from FNBO, congrats Smiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 9 of 24
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Frequent Contributor

Re: Ducks unlimited APPROVAL $15k w/7 inq Experian!

Congrats, I am waiting until my score is around 770 and then I will apply.

Message 10 of 24
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