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Elan Max Cash Preferred SP CLI

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Ficoproblems247
Valued Contributor

Elan Max Cash Preferred SP CLI

Good morning! I thought I would share a DP from the MCP as a lot of the members here should be due to hit their luv button as the big app push from the mega thread was in the same timeframe as when I picked mine up. I was approved for the MCP MasterCard from Banc of California on 9/1/21 with a $4,500 SL. This was a double application on that day with the Altitude Go from US Bank. Today marked the first day of the 7th month of the card, so I tried my luck with the luv button and hoped for a SP. It was an instant approval for a 2X CLI bringing the new CL to $9,000. I requested this immediately after requesting a CLI on my Altitude Go this morning with no issues. FICOs are 756, 758, 743; new accounts are 0/6, 3/12, 5/24. Spend on the card has typically ranged from about $400-$600/month, as I use this solely for utilities and internet. This now marks 3 CLIs that have been SPs from USB/Elan. This is pointing toward a strong possibility of a SP for anyone who waits it out until the 7th month to make their request. It is nice to see Elan approving via SP as other members have posted that they historically have not. 



FICO 8 EX 836 EQ 838 TU 831
TCL $223,100
Message 1 of 14
13 REPLIES 13
everest
Frequent Contributor

Re: Elan Max Cash Preferred SP CLI

Congrats on your Elan MCP CLI! 🎉



Message 2 of 14
arunkumarmm
Regular Contributor

Re: Elan Max Cash Preferred SP CLI

Congrats on the SP CLI! I also got a CLI on my MCP but on 6 month mark. I applied for this card on 9/14, Used about $500-$600 per month for the phone bill until Affinity added cell phone as 5%

 

last 3 months I did not use this card much maybe about $20 once. I applied for CLI on 3/18 and was a SP $5K CLI from $10K to $15K. I also got one on my HDVisa from $5K to $10K SP.

 

my AltitudeGo and cash+ will be 6 months from previous CLI mid of april, I'll try and see if the luck continues ! 

Message 3 of 14
gdale6
Moderator Emeritus

Re: Elan Max Cash Preferred SP CLI

Grats on the 2x move up!!

Message 4 of 14
CreditMagic7
Mega Contributor

Re: Elan Max Cash Preferred SP CLI

Congratulations on your Elan MCP CLI

Message 5 of 14
CYBERSAM
Senior Contributor

Re: Elan Max Cash Preferred SP CLI

Congrats on your Elan Max Cash Preferred SP CLI 🤑👍







                
Message 6 of 14
Jordan23ww
Senior Contributor

Re: Elan Max Cash Preferred SP CLI

Congratulations on your limit increases! Also thank you for sharing these data points. I'm a now at 4 months with the US Bank Cash Plus! Nice to hear updates like this! 

         


Message 7 of 14
CreditAggie
Community Leader
Super Contributor

Re: Elan Max Cash Preferred SP CLI

Congratulations on your Max Cash Preferred CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 14
AverageJoesCredit
Legendary Contributor

Re: Elan Max Cash Preferred SP CLI

Nice job Smiley Happy

 

Message 9 of 14
Wavester64
Valued Contributor

Re: Elan Max Cash Preferred SP CLI

Congrats @Ficoproblems247 ! Smiley Happy

 

Question for you : was the luv botton there all the time or did it just recently show?

 

On my MCP (Valley edition) I have had it since December and I do not see a luv button - so maybe
it will show when the time is right Smiley Happy






Potential Future Cards

Closed Accounts
Message 10 of 14
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