cancel
Showing results for 
Search instead for 
Did you mean: 

Even more Synchrony Luv

tag
keithbward
Frequent Contributor

Even more Synchrony Luv

So about 3 months ago I couldn't get any luv via increase or credit (no)lutions as I called them. But in the last two weeks I've exploded with my Synchrony backed store cards. Via chat and credit solutions.

 

JCP - $700 - $3500 (chat)

Gap - $500 - $2000 (chat)

Old Navy - $600 - $2000 (chat)

Banana Republic - $700 - $3000 (chat)

R'Us Card - $600 - $2500 (credit solutions)

Perfect Fit - $1400 - $5000 (credit solutions)

Walmart - $1200 - $1800 (luv button) - $2800 (chat) - $5000 (credit solutions)

Amazon - $1400 - $3400 (luv button) - $3500 (chat) - $6000 (credit solutions)

Belk - $500 - $2200 (luv button)

 

Going to call credit solutions for ShopHQ, JCP, Belk, and maybe one of the Gap branded cards tomorrow.

 

No go getting early increases on my cobranded cards I tried which was Sams Club MC ($4250) and Walmart MC ($3100). So hopefully March nets different results. Overall I say a good outing on SP CLI. Hopefully I can be upgraded to the cobranded versions of JCP and one of the Gap branded cards so I can start closing some of them as that's my plan. But for now I'm happy especially as a year ago I was in the dumps and I now have over $120,000 in unsecured credit. My total exposure from Synchrony alone is $65,300. The plan is to reach the $100k max exposure with cobranded MC/Visa versions of a few store cards and my Lowes and Amazon cards. But just like people said when I first got on here, it definitely isn't a race and before you know it, you'll be in a better situation if you do the work and treat your credit responsibly.

Starting Scores - EX 547 || EQ 541 || TU 538 - 01/21/2014
Current Scores - EX 691 || EQ 628??? || TU 695 - 08/04/2015
Goal Scores - 720 across the board
Current Utilization - 12% and going down
Message 1 of 13
12 REPLIES 12
Lyythine
Established Contributor

Re: Even more Synchrony Luv

As a cautionary tale, I have read previous posts that several suffered closures and/or reviews after getting CLI on a bunch of Synchrony cards.  Congrats on the huge CL increases though!

Message 2 of 13
keithbward
Frequent Contributor

Re: Even more Synchrony Luv


@Lyythine wrote:

As a cautionary tale, I have read previous posts that several suffered closures and/or reviews after getting CLI on a bunch of Synchrony cards.  Congrats on the huge CL increases though!


Yea I actually had to speak to the verifications department on my last one which was my Perfect Fit card. Everything checked out to their satisfaction so I'm in the clear for now.

Starting Scores - EX 547 || EQ 541 || TU 538 - 01/21/2014
Current Scores - EX 691 || EQ 628??? || TU 695 - 08/04/2015
Goal Scores - 720 across the board
Current Utilization - 12% and going down
Message 3 of 13
uswala
Senior Contributor

Re: Even more Synchrony Luv

Many congrats!

Message 4 of 13
Anonymous
Not applicable

Re: Even more Synchrony Luv

Great Success!

Message 5 of 13
Anonymous
Not applicable

Re: Even more Synchrony Luv

Congratulations!

Message 6 of 13
b_diddy
Established Contributor

Re: Even more Synchrony Luv

Wow.  Lots of Synchrony cards!  :-)  Congrats on the increases!

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 7 of 13
gdale6
Moderator Emeritus

Re: Even more Synchrony Luv

Grats to all your success Smiley Happy

Message 8 of 13
DeadlyPersona
Frequent Contributor

Re: Even more Synchrony Luv

Congratulations on your Synchrony Luv Heart

Message 9 of 13
MissMoni223
Senior Contributor

Re: Even more Synchrony Luv

CONGRATS Synchrony has been very giving lately!!!
Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.